TrustCo Bank Corp NY

TrustCo Bank Corp NY

TRSTยทNASDAQ

$50.79

-2.5%
Financial ServicesBanks - Regional

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.

At a Glance

Live Snapshot
Market Cap$887.55M
EPS3.2500
P/E Ratio15.63
Earnings Date07/20/2026
0.87%
Dividend Yield
-8%
3Y-23.0%
5Y-6.0%
10Y-15.0%
41.57%
Dividend Payout Ratio
-9%
3Y+8.0%
5Y-11.0%
10Y-31.0%
3Y+4.0%
5Y+8.0%
10Y+14.0%
TrustCo Bank Corp NY

TrustCo Bank Corp NY Dividend History

TRST ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

TRST Dividend Payment History

TRST ยท NASDAQ

Total Payments

50

Latest Dividend

$0.3800

Annual Amount

$1.8800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 19, 2026
Jun 5, 2026Jul 1, 2026
$0.3800
$0.3800
Quarterly0.00%
Feb 17, 2026
Mar 6, 2026Apr 1, 2026
$0.3800
$0.3800
Quarterly0.00%
Nov 18, 2025
Dec 5, 2025Jan 2, 2026
$0.3800
$0.3800
Quarterly0.00%
Aug 19, 2025
Sep 5, 2025Oct 1, 2025
$0.3800
$0.3800
Quarterly+5.56%
May 21, 2025
Jun 6, 2025Jul 1, 2025
$0.3600
$0.3600
Quarterly0.00%
Feb 19, 2025
Mar 7, 2025Apr 1, 2025
$0.3600
$0.3600
Quarterly0.00%
Nov 19, 2024
Dec 6, 2024Jan 2, 2025
$0.3600
$0.3600
Quarterly0.00%
Aug 20, 2024
Sep 6, 2024Oct 1, 2024
$0.3600
$0.3600
Quarterly0.00%
May 21, 2024
Jun 7, 2024Jul 1, 2024
$0.3600
$0.3600
Quarterly0.00%
Feb 20, 2024
Mar 1, 2024Apr 1, 2024
$0.3600
$0.3600
Quarterly0.00%
Nov 21, 2023
Dec 1, 2023Jan 2, 2024
$0.3600
$0.3600
Quarterly0.00%
Aug 15, 2023
Sep 1, 2023Oct 2, 2023
$0.3600
$0.3600
Quarterly0.00%
May 16, 2023
Jun 2, 2023Jul 3, 2023
$0.3600
$0.3600
Quarterly0.00%
Feb 22, 2023
Mar 3, 2023Apr 3, 2023
$0.3600
$0.3600
Quarterly0.00%
Nov 15, 2022
Dec 2, 2022Jan 3, 2023
$0.3600
$0.3600
Quarterly+2.86%
Aug 16, 2022
Sep 2, 2022Oct 3, 2022
$0.3500
$0.3500
Quarterly0.00%
May 17, 2022
Jun 3, 2022Jul 1, 2022
$0.3500
$0.3500
Quarterly0.00%
Feb 15, 2022
Mar 4, 2022Apr 1, 2022
$0.3500
$0.3500
Quarterly0.00%
Nov 16, 2021
Dec 3, 2021Jan 3, 2022
$0.3500
$0.3500
Quarterly+2.64%
Aug 17, 2021
Sep 3, 2021Oct 1, 2021
$0.3410
$0.3410
Quarterly0.00%
May 18, 2021
Jun 4, 2021Jul 1, 2021
$0.3410
$0.3410
Quarterly0.00%
Feb 16, 2021
Mar 5, 2021Apr 1, 2021
$0.0680
$0.3410
Quarterly0.00%
Nov 17, 2020
Dec 4, 2020Jan 4, 2021
$0.0680
$0.3410
Quarterly0.00%
Aug 18, 2020
Sep 4, 2020Oct 1, 2020
$0.0680
$0.3410
Quarterly0.00%
May 19, 2020
Jun 5, 2020Jul 1, 2020
$0.0680
$0.3410
Quarterly0.00%
Feb 18, 2020
Mar 6, 2020Apr 1, 2020
$0.0680
$0.3410
Quarterly0.00%
Nov 19, 2019
Dec 6, 2019Jan 2, 2020
$0.0680
$0.3410
Quarterly0.00%
Aug 20, 2019
Sep 6, 2019Oct 1, 2019
$0.0680
$0.3410
Quarterly0.00%
May 21, 2019
Jun 7, 2019Jul 1, 2019
$0.0680
$0.3410
Quarterly0.00%
Feb 19, 2019
Mar 1, 2019Apr 1, 2019
$0.0680
$0.3410
Quarterly0.00%
Nov 20, 2018
Dec 7, 2018Jan 2, 2019
$0.0680
$0.3410
Quarterly0.00%
Aug 21, 2018
Sep 7, 2018Oct 1, 2018
$0.0680
$0.3410
Quarterly+3.96%
May 15, 2018
Jun 1, 2018Jul 2, 2018
$0.0660
$0.3280
Quarterly0.00%
Feb 20, 2018
Mar 2, 2018Apr 2, 2018
$0.0660
$0.3280
Quarterly0.00%
Nov 21, 2017
Dec 1, 2017Jan 2, 2018
$0.0660
$0.3280
Quarterly0.00%
Aug 15, 2017
Sep 1, 2017Oct 2, 2017
$0.0660
$0.3280
Quarterly0.00%
May 17, 2017
Jun 2, 2017Jul 3, 2017
$0.0660
$0.3280
Quarterly0.00%
Feb 21, 2017
Mar 3, 2017Apr 3, 2017
$0.0660
$0.3280
Quarterly0.00%
Nov 15, 2016
Dec 2, 2016Jan 3, 2017
$0.0660
$0.3280
Quarterly0.00%
Aug 16, 2016
Sep 2, 2016Oct 3, 2016
$0.0660
$0.3280
Quarterly0.00%
May 17, 2016
Jun 3, 2016Jul 1, 2016
$0.0660
$0.3280
Quarterly0.00%
Feb 16, 2016
Mar 4, 2016Apr 1, 2016
$0.0660
$0.3280
Quarterly0.00%
Nov 17, 2015
Dec 4, 2015Jan 4, 2016
$0.0660
$0.3280
Quarterly0.00%
Aug 18, 2015
Sep 4, 2015Oct 1, 2015
$0.0660
$0.3280
Quarterly0.00%
May 19, 2015
Jun 5, 2015Jul 1, 2015
$0.0660
$0.3280
Quarterly0.00%
Feb 17, 2015
Mar 6, 2015Apr 1, 2015
$0.0660
$0.3280
Quarterly0.00%
Nov 18, 2014
Dec 5, 2014Jan 2, 2015
$0.0660
$0.3280
Quarterly0.00%
Aug 19, 2014
Sep 5, 2014Oct 1, 2014
$0.0660
$0.3280
Quarterly0.00%
May 20, 2014
Jun 6, 2014Jul 1, 2014
$0.0660
$0.3280
Quarterly0.00%
Feb 18, 2014
Mar 7, 2014Apr 1, 2014
$0.0660
$0.3280
Quarterly-
trst

TrustCo Bank Corp NY Payout Ratio Analysis

TRST ยท NASDAQ
Dividends Paid
-27.62M
2025
Net Income
61.14M
2025
Payout Ratio
45.18%
2025

Dividend Sustainability Analysis

Payout Ratio
45.18%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
60.4%

Solid FCF coverage. Dividend appears sustainable with reasonable cushion for maintaining capital expenditures and handling temporary setbacks.

Dividend Growth
-0.8%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.