TrustCo Bank Corp NY

TrustCo Bank Corp NY

TRSTยทNASDAQ

$50.79

-2.5%
Financial ServicesBanks - Regional

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.

At a Glance

Live Snapshot
Market Cap$887.55M
EPS3.2500
P/E Ratio15.63
Earnings Date07/20/2026
trst

TrustCo Bank Corp NY Street Expectations Map

TRST ยท NASDAQ

No Target Data

No analyst price targets available for trst.

trst

TrustCo Bank Corp NY Forward Estimates of Revenue

TRST ยท NASDAQ
Latest Revenue
278.33M
FY 2025
Avg Estimate
135.64M
FY 2009
Estimate Range
108.51M - 162.77M
Analyst Spread

Forward Growth Analysis

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

trst

TrustCo Bank Corp NY Forward Estimates of Net Income

TRST ยท NASDAQ
Latest Net Income
61.14M
FY 2025
Avg Estimate
28.79M
FY 2009
Estimate Range
23.03M - 34.55M
Analyst Spread

Forward Growth Analysis

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

trst

TrustCo Bank Corp NY Forward Estimates of EPS

TRST ยท NASDAQ
Latest EPS
3.25
FY 2025
Avg Estimate
$0.38
FY 2009
Estimate Range
$0.30 - $0.46
Analyst Spread

Forward Growth Analysis

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread42%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

trst

TrustCo Bank Corp NY Forward Estimates of EBIT

TRST ยท NASDAQ
Latest EBIT
81.21M
FY 2025
Avg Estimate
49.94M
FY 2009
Estimate Range
39.95M - 59.93M
Analyst Spread

Forward Growth Analysis

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

trst

TrustCo Bank Corp NY Forward Estimates of EBITDA

TRST ยท NASDAQ
Latest EBITDA
89.75M
FY 2025
Avg Estimate
99.95M
FY 2009
Estimate Range
79.96M - 119.94M
Analyst Spread

Forward Growth Analysis

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

trst

TrustCo Bank Corp NY Forward Estimates of SG&A Expense

TRST ยท NASDAQ
Latest SG&A Expense
65.29M
FY 2025
Avg Estimate
44.76M
FY 2009
Estimate Range
35.81M - 53.71M
Analyst Spread

Forward Growth Analysis

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

trst

TrustCo Bank Corp NY Insider Positioning

TRST ยท NASDAQ

During the last 12 months, insiders have purchased $69K worth of TRST shares, with no selling activity reported.

3 Months

Bought

693

29.87K

Sold

0

0.00

Net Activity

+30K

+$30K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

200

8.54K

Sold

0

0.00

Net Activity

+9K

+$9K

9-12 Months

Bought

975

30.59K

Sold

0

0.00

Net Activity

+31K

+$31K

Top Buyers

1
CKM

Curley Kevin M

Officer: Executive Vice President & Coo

588 sharesโ€ข1 transactions

$25K

2
CS

Cotugno Steffani

Director

750 sharesโ€ข1 transactions

$23K

3
LLM

Lucarelli Lisa M

Director

200 sharesโ€ข1 transactions

$9K

4
HMJ

Hall Michael James

Officer: General Counsel & Secretary

225 sharesโ€ข1 transactions

$7K

5
SFB

Silverman Frank B

Director

105 sharesโ€ข1 transactions

$5K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $69K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$30K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

5 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.