TRST - NASDAQ
TrustCo Bank Corp NY
$50.79
-2.5%TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
At a Glance
Live SnapshotTrustCo Bank Corp NY Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
TrustCo Bank Corp NY Income Statement
TRST • NASDAQ
| TrustCo Bank Corp NY Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
278.3M | 263.2M | 244.5M | 205.9M | 185.9M | 195.5M | 210.7M | 199M | 187.3M | 180.4M | 177.2M | 176.8M | 170.8M | 175.9M | 179.5M | 183M | 180.6M | 189.4M | 207.2M | 184.1M | |
GROSS PROFIT | ||||||||||||||||||||
(91.6M) | (93.4M) | (55.6M) | (6.1M) | (2.1M) | (30.3M) | (36.5M) | (21.6M) | (16.6M) | (18.3M) | (19.9M) | (20.6M) | (22.3M) | (32M) | (45M) | (58.2M) | (60.8M) | (78.3M) | (95.5M) | (67.4M) | |
186.7M | 169.8M | 188.9M | 199.7M | 183.8M | 165.2M | 174.4M | 178.8M | 170.7M | 162.1M | 157.3M | 156.3M | 148.5M | 144M | 134.5M | 124.8M | 119.9M | 111.1M | 111.7M | 116.7M | |
OPERATING INCOME | ||||||||||||||||||||
(105.5M) | (105.7M) | (111.3M) | (100.3M) | (101.7M) | (95.7M) | (97.7M) | (97.7M) | (94M) | (93.8M) | (90.6M) | (84.7M) | (85M) | (84M) | (82.1M) | (80.9M) | (76.6M) | (60.8M) | (53.6M) | (49.1M) | |
(65.3M) | (54.1M) | (57.4M) | (51.1M) | (53.7M) | (49.8M) | (50.9M) | (47.9M) | (47.4M) | (45M) | (41.5M) | (39.3M) | (39.2M) | (38.9M) | (36.2M) | (36.2M) | (43.3M) | (32.8M) | (22.6M) | (20.7M) | |
81.2M | 64M | 77.6M | 99.4M | 82.1M | 69.4M | 76.5M | 79.7M | 76.7M | 68.3M | 66.8M | 71.6M | 63.5M | 60M | 52.4M | 43.9M | 43.3M | 50.3M | 58.1M | 67.6M | |
PRE-TAX INCOME | ||||||||||||||||||||
(90.4M) | (91.4M) | (54.4M) | (6.5M) | (7.6M) | (24.7M) | (36.3M) | (20.2M) | (14.6M) | (15.3M) | (16.2M) | (15.5M) | (15.3M) | (20M) | (26.2M) | (35M) | (49.5M) | (74.1M) | (93M) | (70.9M) | |
169M | 151.9M | 171.8M | 180.1M | 160.4M | 153.6M | 155.8M | 160.7M | 154.4M | 146.1M | 143.1M | 141.5M | 135.8M | 135M | 134.5M | 127.1M | 111.9M | 96.9M | 96.4M | 98.3M | |
(40.2M) | (51.7M) | (53.9M) | (49.2M) | (48M) | (45.9M) | (46.8M) | (49.8M) | (46.6M) | (48.8M) | (49.1M) | (45.4M) | (45.8M) | (45M) | (46M) | (44.7M) | (33.3M) | (28.2M) | (31M) | (28.4M) | |
-400K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
80.8M | 64M | 77.6M | 99.4M | 82.1M | 69.4M | 76.5M | 79.7M | 76.7M | 68.3M | 66.8M | 71.6M | 63.5M | 60M | 52.4M | 43.9M | 43.3M | 50.3M | 58.1M | 67.6M | |
NET INCOME | ||||||||||||||||||||
(19.7M) | (15.2M) | (19M) | (24.2M) | (20.6M) | (17M) | (18.7M) | (18.2M) | (33.6M) | (25.7M) | (24.5M) | (27.4M) | (23.7M) | (22.4M) | (19.3M) | (14.6M) | (15.2M) | (16.2M) | (18.6M) | (22.3M) | |
61.1M | 48.8M | 58.6M | 75.2M | 61.5M | 52.5M | 57.8M | 61.4M | 43.1M | 42.6M | 42.2M | 44.2M | 39.8M | 37.5M | 33.1M | 29.3M | 28.1M | 34.1M | 39.5M | 45.3M |
SEC Filings
TRST - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 20, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 20, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 10, 2026 | April 10, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 01, 2026 | May 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 17, 2026 | February 17, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 27, 2026 | 2026 |
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