TCBX - NASDAQ
Third Coast Bancshares, Inc.
$37.51
-0.49%Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
At a Glance
Live SnapshotThird Coast Bancshares, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Thin margins leave little room for error. Cost management and pricing strategy are critical.
Operating Margin
Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Efficient profit conversion: Minimal margin compression from gross to net indicates lean operations and favorable tax/interest environment.
Third Coast Bancshares, Inc. Income Statement
TCBX • NASDAQ
| Third Coast Bancshares, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
REVENUE | |||||||
354M | 338.1M | 274.1M | 160.2M | 103.2M | 83.6M | 50.3M | |
GROSS PROFIT | |||||||
(0.0) | (173.3M) | (133.3M) | (49.7M) | (20M) | (21.9M) | (17.6M) | |
0.0 | 164.8M | 140.7M | 110.5M | 83.2M | 61.6M | 32.7M | |
OPERATING INCOME | |||||||
(2.1M) | (103.4M) | (99.1M) | (87.3M) | (68.7M) | (46M) | (29.5M) | |
(2.1M) | (66.8M) | (64.8M) | (58.4M) | (50.5M) | (30.6M) | (20.7M) | |
0.0 | 61.4M | 41.6M | 23.2M | 14.5M | 15.6M | 3.2M | |
PRE-TAX INCOME | |||||||
(158.8M) | (167.6M) | (127M) | (37.5M) | (10.1M) | (14.4M) | (16M) | |
0.0 | 160.8M | 139.5M | 116.5M | 90.6M | 67.9M | 34M | |
(0.0) | (36.6M) | (34.3M) | (28.9M) | (18.2M) | (15.4M) | (8.8M) | |
82.7M | 61.4M | 41.6M | 23.2M | 14.5M | 15.6M | 3.2M | |
NET INCOME | |||||||
(16.5M) | (13.7M) | (8.2M) | (4.5M) | (3.1M) | (3.5M) | (852K) | |
66.3M | 47.7M | 33.4M | 18.7M | 11.4M | 12.1M | 2.4M |
SEC Filings
TCBX - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
8-K/A 8-K/A 2026 (Amended) N/A | April 17, 2026 | February 01, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 16, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 19, 2026 | March 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 04, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 02, 2026 | February 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 23, 2026 | January 23, 2026 | 2026 |
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Statements
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