TCBX - NASDAQ
Third Coast Bancshares, Inc.
$37.51
-0.49%Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
At a Glance
Live SnapshotThird Coast Bancshares, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Solid cash generation: Positive free cash flow with reasonable earnings quality provides financial flexibility for growth investments, debt reduction, or shareholder returns.
Third Coast Bancshares, Inc. Cash Flow Statement
TCBX • NASDAQ
| Third Coast Bancshares, Inc. Cash Flow Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||
47.7M | 33.4M | 18.7M | 11.4M | 12.1M | 2.4M | |
4.6M | 3.9M | 2.6M | -270K | 78K | 869K | |
-3.2M | -2.9M | -1.3M | -380K | -1.7M | -418K | |
1.7M | 1.6M | 1.3M | 659K | 275K | 231K | |
-8.5M | -2.2M | 5.7M | -7.9M | -4.4M | 1.4M | |
(15.8M) | (8.6M) | (7.1M) | (6.2M) | (2.7M) | (990K) | |
-7.1M | 5.2M | -5.2M | 1.1M | -10M | -883K | |
35.1M | 39.1M | 21.8M | 4.6M | -3.7M | 3.6M | |
INVESTING ACTIVITIES | ||||||
-1.8M | -3.4M | -12.2M | -5.6M | -1.4M | -3M | |
(0.0) | (0.0) | (0.0) | (0.0) | (16.1M) | (0.0) | |
-4.3B | -3.1B | -2.2B | -2B | -1.9B | -598.6M | |
4.1B | 3.1B | 2B | 2B | 1.9B | 600.3M | |
-322.6M | -530.6M | -1.1B | -492.3M | -492.6M | -120.4M | |
-520.9M | -529.5M | -1.2B | -500.1M | -500M | -121.7M | |
FINANCING ACTIVITIES | ||||||
656K | 0.0 | 0.0 | 162.4M | -38K | -527K | |
-8M | 8M | 60.1M | -52.9M | 43.5M | 6.5M | |
-4.7M | -4.7M | -221K | (0.0) | (0.0) | (0.0) | |
(0.0) | (0.0) | (0.0) | -121K | -38K | -527K | |
507.2M | 567M | 1.1B | 509.4M | 567.7M | 73.3M | |
495.2M | 570.3M | 1.2B | 618.9M | 611.2M | 79.3M | |
CASH FLOW SUMMARY | ||||||
9.4M | 79.8M | 5M | 123.5M | 107.5M | -38.8M | |
411.8M | 332M | 327M | 203.6M | 96.1M | 134.9M | |
421.2M | 411.8M | 332M | 327M | 203.6M | 96.1M | |
33.4M | 35.6M | 9.6M | -1M | -5M | 611K |
SEC Filings
TCBX - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
8-K/A 8-K/A 2026 (Amended) N/A | April 17, 2026 | February 01, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 16, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 19, 2026 | March 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 04, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 02, 2026 | February 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 23, 2026 | January 23, 2026 | 2026 |
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