TCBX - NASDAQ
Third Coast Bancshares, Inc.
$37.51
-0.49%Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
At a Glance
Live SnapshotThird Coast Bancshares, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Historical Financial Data
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $32.9M | $30.8M | $28.8M | $27.0M | $25.3M | $23.7M | $22.2M | $20.8M | $19.4M | $18.2M |
| Maintenance CapEx | -$330.7K | -$309.7K | -$290.0K | -$271.5K | -$254.2K | -$238.1K | -$222.9K | -$208.7K | -$195.4K | -$183.0K |
| Owner Earnings | $32.6M | $30.5M | $28.6M | $26.7M | $25.0M | $23.4M | $22.0M | $20.6M | $19.2M | $18.0M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $30.2M | $26.1M | $22.7M | $19.7M | $17.0M | $14.8M | $12.8M | $11.1M | $9.6M | $8.3M |
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