TCBX - NASDAQ
Third Coast Bancshares, Inc.
$37.51
-0.49%Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
At a Glance
Live SnapshotThird Coast Bancshares, Inc. Funding & Solvency Profile
Financial Health Analysis
Current Ratio
Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.
Debt-to-Equity Ratio
High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.
Working Capital
Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.
Asset Composition
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Financial Health Insight
Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.
Third Coast Bancshares, Inc. Balance Sheet
TCBX • NASDAQ
| Third Coast Bancshares, Inc. Balance Sheet | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|
ASSETS | ||||||
CURRENT ASSETS | ||||||
371.5M | 296.9M | 329.9M | 326.9M | 201.4M | 95.8M | |
384M | 178.1M | 176.1M | 26.4M | 25.6M | 536.3K | |
755.5M | 475M | 505.9M | 353.3M | 227M | 96.4M | |
25.8M | 23.1M | 18.3M | 10.2M | 13.7M | 3.3M | |
25.8M | 23.1M | 18.3M | 10.2M | 13.7M | 3.3M | |
781.4M | 498.1M | 524.3M | 363.5M | 240.7M | 99.6M | |
NON-CURRENT ASSETS | ||||||
46.1M | 50M | 46.5M | 19M | 15.2M | 7.7M | |
18.8M | 18M | 18M | 18M | 18M | 0.0 | |
0.0 | 969K | 1.1M | 1.3M | 1.5M | 0.0 | |
18.8M | 19M | 19.2M | 19.3M | 19.5M | 0.0 | |
3.9B | 3.6B | 3.1B | 2B | 1.5B | 800.5M | |
11.4M | 9.2M | 6.3M | 4.1M | 4M | 1.3M | |
152.1M | 209.1M | 90.5M | 43.6M | 41.5M | 19.2M | |
4.2B | 3.9B | 3.2B | 2.1B | 1.6B | 828.7M | |
4.9B | 4.4B | 3.8B | 2.5B | 1.9B | 928.3M | |
LIABILITIES | ||||||
CURRENT LIABILITIES | ||||||
6.3M | 4.8M | 2.5M | 437K | 1.2M | 1.7M | |
6.3M | 4.8M | 2.5M | 437K | 1.2M | 1.7M | |
30.9M | 38.9M | 30.9M | 1M | 0.0 | 0.0 | |
4.3B | 3.8B | 3.2B | 2.1B | 1.6B | 807.3M | |
4.3B | 3.8B | 3.3B | 2.1B | 1.6B | 809M | |
NON-CURRENT LIABILITIES | ||||||
80.8M | 80.6M | 80.3M | 0.0 | 33.9M | 30.4M | |
32.4M | 34.5M | 23.2M | 57.8M | 76.7M | 31.7M | |
134.1M | 137.3M | 121.8M | 57.8M | 110.5M | 62M | |
20.9M | 22.3M | 18.2M | 0.0 | 0.0 | 0.0 | |
4.5B | 4B | 3.4B | 2.2B | 1.7B | 871M | |
SHAREHOLDERS' EQUITY | ||||||
-1.1M | -1.1M | -1.1M | -1.1M | -979K | -940.7K | |
69K | 69K | 69K | 0.0 | 0.0 | 0.0 | |
13.8M | 13.7M | 13.6M | 13.5M | 6.4M | 3.9M | |
321.7M | 319.6M | 318M | 249.2M | 91.5M | 41.8M | |
121.7M | 78.8M | 53.3M | 36M | 24.6M | 12.5M | |
4.5M | 933K | -2.1M | 1.4M | 280K | 490.0 | |
460.7M | 412M | 381.8M | 299M | 121.7M | 57.3M | |
460.7M | 412M | 381.8M | 299M | 121.7M | 57.3M | |
SUMMARY | ||||||
4.9B | 4.4B | 3.8B | 2.5B | 1.9B | 928.3M | |
4.3B | 3.8B | 3.3B | 2.1B | 1.6B | 801M | |
132.5M | 141.7M | 129.4M | 1M | 33.9M | 30.4M | |
-239M | -155.2M | -200.4M | -325.9M | -167.5M | -65.5M | |
13,894,078 | 13,894,078 | 13,894,078 | 13,894,078 | 13,894,078 | 13,894,078 |
SEC Filings
TCBX - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
8-K/A 8-K/A 2026 (Amended) N/A | April 17, 2026 | February 01, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 16, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 19, 2026 | March 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 04, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 02, 2026 | February 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 23, 2026 | January 23, 2026 | 2026 |
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