$98.94
-0.57%Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
TCBI โข NASDAQ
| Texas Capital Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
330.2M | 77.5M | 189.1M | 332.5M | 253.9M | 66.3M | 312M | 293.4M | 197.1M | 155.1M | 144.9M | 136.4M | 121M | 120.7M | 76.1M | 37.3M | 24.4M | 24.9M | 29.4M | 28.9M | |
52.2M | 54.2M | 40.5M | 45.3M | 93.4M | 74.9M | 37.3M | 32M | 27.9M | 21.8M | 16.5M | 14.8M | 11.5M | 9.4M | 9.1M | 6.8M | 7.8M | 7.7M | 7.6M | 6.8M | |
15.9M | -16.1M | -17.8M | -17.4M | -20.3M | -8M | 10.8M | -6.4M | 31.3M | -2.9M | -3.6M | -4M | -11.6M | -3.1M | -3.5M | -5M | -8.7M | -4.1M | -3.5M | -1.4M | |
36.8M | 24.7M | 24.2M | 21.4M | 31.3M | 17.4M | 17.6M | 16.9M | 22M | 13.6M | 12.3M | 14.6M | 21M | 12M | 7.3M | 6.8M | 6M | 4.7M | 0.0 | 0.0 | |
51.8M | 303.5M | 187.2M | -210.9M | 214.9M | 2.5B | -573.1M | -894.5M | -50.6M | -849.5M | -36.6M | 16.2M | 15M | 684K | 17.4M | -450.8M | -139.6M | -299.9M | 38.1M | 18.1M | |
(70.2M) | (52.8M) | (71.9M) | (128.4M) | (101.1M) | (26.2M) | (90M) | (75.4M) | (103.9M) | (88.3M) | (87.5M) | (75M) | (77.6M) | (69.1M) | (32.1M) | (27.1M) | (14.9M) | (22.5M) | (0.0) | (0.0) | |
-126.7M | 37.3M | -49.5M | -23M | 84M | 16.4M | -44.8M | -121.1M | -95.4M | -64.4M | -64.6M | -20.2M | 34.5M | -50.4M | -30.6M | 920K | -30.8M | -48.9M | 27.7M | -131.8M | |
360.2M | 481.1M | 373.7M | 148M | 657.3M | 2.6B | -240.2M | -679.7M | 132.2M | -726.3M | 68.9M | 157.7M | 191.4M | 89.3M | 75.9M | -403.9M | -140.9M | -315.7M | 99.3M | -79.4M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -64.8M | -16.4M | -11.3M | -4.1M | -2.8M | -16.7M | -7.7M | -12.3M | -2.2M | -5M | -15.7M | -4M | -3.5M | -3.3M | -3.8M | -4.6M | -5.8M | -15.5M | -19.2M | |
(0.0) | (0.0) | (0.0) | (3.3B) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -2.4M | (0.0) | -11.5M | -10.2M | (0.0) | (0.0) | (0.0) | (0.0) | |
-3.9M | -2B | -863.7M | -920.2M | -1.1B | -3B | -113.2M | -101.6M | -97.8M | -1.8M | (0.0) | (0.0) | -2K | -13K | -10M | (0.0) | (0.0) | -40.2M | -38.8M | -16.9M | |
833M | 1.8B | 355.7M | 531.8M | 569.9M | 52.6M | 6.2M | 3.4M | 99.2M | 6.4M | 10.8M | 21M | 34.4M | 41.3M | 50.7M | 79.3M | 131.2M | 105.5M | 109.9M | 118.8M | |
-2.7B | -2.2B | -1.2B | 384.1M | 1.7B | 16.6M | -2.2B | -1.9B | -3.2B | -852.7M | -2.5B | -3B | -1.3B | -2.3B | -1.8B | -297.6M | -466.3M | -578M | -733.8M | -639.4M | |
-1.9B | -2.5B | -1.8B | (3.3B) | (1.2B) | -2.9B | -2.3B | -2B | -3.2B | -850.2M | -2.5B | -3B | -1.3B | -2.3B | -1.7B | -232.3M | -339.7M | -518.5M | -678.2M | -556.7M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-193.2M | -90.6M | -109.2M | -119.5M | 136.6M | -2M | -1.5M | -2.4M | -2.2M | 234M | 260K | 256.9M | 142.8M | 87.3M | 2.2M | 13.3M | 61M | 58.7M | 5.2M | 6M | |
-595.4M | -815M | 223.9M | -1B | -380.5M | 570M | -1.5B | 1.1B | 800M | 500M | 400M | 417.4M | -797M | 429.1M | 1.3B | -362.4M | -553.9M | 491.4M | 572.3M | 11.8M | |
-17.3M | -17.3M | -17.3M | -17.3M | -18.7M | -9.8M | -9.8M | -9.8M | -9.8M | -9.8M | -9.8M | -9.8M | -7M | (0.0) | (0.0) | (0.0) | -1.2M | (0.0) | (0.0) | (0.0) | |
-185.9M | -81.5M | -105M | -115.3M | -150M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -75M | (0.0) | -8K | (0.0) | |
1.2B | 2.9B | -485M | -5.3B | -2.9B | 4.5B | 5.4B | 1.8B | 2.4B | 1.9B | 2.5B | 3.3B | 1.7B | 1.8B | 240.5M | 1B | 1B | 276.7M | 372K | 578.2M | |
404.3M | 1.9B | -387.7M | -6.4B | -3.1B | 5.1B | 3.9B | 2.8B | 3.1B | 2.6B | 2.9B | 4B | 1B | 2.3B | 1.6B | 690.7M | 524M | 826.8M | 574.6M | 592M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-1.1B | -54M | -1.8B | -2.9B | -1.3B | 4.8B | 1.3B | 174.5M | 66.2M | 1B | 460.4M | 1.2B | -52.4M | 95.8M | -69.3M | 54.4M | 43.4M | -7.4M | -4.3M | -44.1M | |
3.2B | 3.2B | 5B | 7.9B | 9.2B | 4.4B | 3.1B | 2.9B | 2.8B | 1.8B | 1.3B | 153.9M | 206.3M | 110.6M | 179.9M | 125.4M | 82M | 89.5M | 93.7M | 137.8M | |
2.1B | 3.2B | 3.2B | 5B | 7.9B | 9.2B | 4.4B | 3.1B | 2.9B | 2.8B | 1.8B | 1.3B | 153.9M | 206.3M | 110.6M | 179.9M | 125.4M | 82M | 89.5M | 93.7M | |
347.6M | 416.3M | 357.4M | 136.7M | 653.2M | 2.6B | -256.8M | -687.4M | 119.9M | -728.5M | 63.9M | 142M | 187.3M | 85.7M | 72.6M | -407.8M | -145.5M | -321.5M | 83.8M | -98.6M |
TCBI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | April 23, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 16, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 12, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 09, 2026 | March 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 27, 2026 | February 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 20, 2026 | February 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 10, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 02, 2025 | December 02, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 03, 2025 | November 03, 2025 | 2025 |
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