Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc.

TCBIยทNASDAQ

$98.94

-0.57%
Financial ServicesBanks - Regional

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$4.32B
EPS6.8700
P/E Ratio14.40
Earnings Date07/16/2026
0.10%
Dividend Yield
-5%
3Y-45.0%
5Y-4.0%
10Y-11.0%
5.85%
Dividend Payout Ratio
36%
3Y-48.0%
5Y+11.0%
10Y-7.0%
3Y-
5Y+14.0%
10Y+77.0%
Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc. Dividend History

TCBI ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

TCBI Dividend Payment History

TCBI ยท NASDAQ

Total Payments

1

Latest Dividend

$0.2000

Annual Amount

$0.2000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 23, 2026
Jun 1, 2026Jun 15, 2026
$0.2000
$0.2000
Quarterly-
tcbi

Texas Capital Bancshares, Inc. Payout Ratio Analysis

TCBI ยท NASDAQ
Dividends Paid
-17.25M
2025
Net Income
330.24M
2025
Payout Ratio
5.22%
2025

Dividend Sustainability Analysis

Payout Ratio
5.22%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
5.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+0.0%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.