Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc.

TCBIยทNASDAQ

$98.94

-0.57%
Financial ServicesBanks - Regional

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$4.32B
EPS6.8700
P/E Ratio14.40
Earnings Date07/16/2026
3Y+11.0%
5Y-16.0%
10Y+45.0%
3Y+10.0%
5Y-20.0%
10Y+42.0%
3Y+19.0%
5Y+26.0%
10Y+81.0%
tcbi

Texas Capital Bancshares, Inc. Funding & Solvency Profile

TCBI ยท NASDAQ
Cash & Cash Equivalents2.10B
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets2 B
Property, Plant & Equipment88.00M
Goodwill & Intangible Assets1.50M
Long-Term Investments28.49B
Other Non-Current Assets854.55M
Total Non-Current Assets29 B
Total Assets
31.54B

Financial Health Analysis

Current Ratio

0.08x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.69x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-24682441000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Texas Capital Bancshares, Inc. Balance Sheet

TCBI โ€ข NASDAQ

Texas Capital Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
2.1B
3.2B
3.2B
5B
7.9B
9.2B
4.4B
3B
2.9B
2.8B
1.7B
1.3B
153.8M
206.3M
110.6M
104.9M
80.5M
77.9M
89.5M
93.7M
3.9M
182.9M
3.2B
2.6B
3.5B
3.2B
239.9M
120.2M
23.5M
24.9M
30M
41.7M
63.2M
100.2M
143.7M
0.0
0.0
0.0
0.0
0.0
2.1B
3.4B
6.5B
7.6B
11.5B
12.4B
4.6B
3.2B
2.9B
2.8B
1.8B
1.4B
217M
306.5M
254.3M
104.9M
80.5M
77.9M
89.5M
93.7M
0.0
0.0
801.7M
719.2M
559.9M
715.7M
740.1M
626.6M
516.2M
465.9M
382.1M
333.7M
286.9M
316.2M
268.9M
225.3M
202.9M
184.2M
86.5M
85.8M
0.0
0.0
801.7M
719.2M
559.9M
715.7M
740.1M
626.6M
516.2M
465.9M
382.1M
333.7M
286.9M
316.2M
268.9M
225.3M
202.9M
184.2M
86.5M
85.8M
2.1B
3.4B
7.3B
8.3B
12.1B
13.1B
5.4B
3.8B
3.4B
3.3B
2.1B
1.7B
503.9M
622.7M
523.1M
330.2M
283.3M
262.1M
175.9M
179.5M
NON-CURRENT ASSETS
88M
85.4M
32.4M
26.4M
20.9M
24.5M
31.2M
23.8M
25.2M
19.8M
23.6M
23.1M
11.5M
11.4M
11.5M
11.6M
11.2M
9.5M
31.7M
33.8M
1.5M
1.5M
1.5M
1.5M
15.1M
15.1M
15.1M
15.1M
15.1M
15.1M
15.1M
15M
15M
14M
14M
0.0
0.0
184.2M
86.5M
85.8M
0.0
0.0
0.0
0.0
2.2M
108M
67.9M
46M
89.3M
33M
5.3M
5.6M
6.3M
5.8M
6.4M
225.3M
202.9M
0.0
0.0
0.0
1.5M
1.5M
1.5M
1.5M
17.3M
123.1M
83M
61M
104.4M
48M
20.4M
20.6M
21.3M
19.9M
20.5M
9.5M
9.8M
7.7M
7.9M
13M
28.5B
26.4B
21.1B
20B
22.6B
24.5B
27B
24.3B
21.5B
18.3B
16.7B
14.2B
11.2B
9.9B
7.6B
6B
5.3B
4.9B
4.1B
3.4B
854.6M
881.7M
0.0
0.0
0.0
0.0
30M
50.2M
30M
25M
55M
0.0
90K
0.0
0.0
75M
45M
4.1M
0.0
0.0
29.4B
27.4B
21.1B
20.1B
22.7B
24.6B
27.2B
24.5B
21.7B
18.4B
16.8B
14.2B
11.2B
9.9B
7.6B
6.1B
5.4B
4.9B
4.1B
3.5B
31.5B
30.7B
28.4B
28.4B
34.7B
37.7B
32.5B
28.3B
25.1B
21.7B
18.9B
15.9B
11.7B
10.5B
8.1B
6.4B
5.7B
5.1B
4.3B
3.7B
LIABILITIES
CURRENT LIABILITIES
6.7M
23.7M
33.2M
24M
7.7M
11.2M
12.8M
20.7M
7.7M
5.5M
5.1M
4.7M
749K
650K
599K
2.6M
2.5M
6.4M
5.6M
5.8M
6.7M
23.7M
33.2M
24M
7.7M
11.2M
12.8M
20.7M
7.7M
5.5M
5.1M
4.7M
749K
650K
599K
2.6M
2.5M
6.4M
5.6M
5.8M
330M
885M
1.5B
1.2B
2.2B
111.8M
141.8M
641.2M
365M
109.6M
143.1M
92.7M
170.6M
297.1M
1.8B
297.9M
957M
1.2B
352M
211.6M
26.4B
25.2B
22.4B
22.9B
28.1B
31B
26.5B
20.6B
19.1B
17B
15.1B
12.7B
9.3B
7.4B
5.6B
5.5B
4.1B
3.3B
3.1B
3.1B
26.8B
26.1B
23.9B
24.1B
30.3B
31.1B
26.6B
21.3B
19.5B
17.1B
15.2B
12.8B
9.4B
7.7B
7.3B
5.8B
5.1B
4.6B
3.4B
3.3B
NON-CURRENT LIABILITIES
620.6M
660.3M
859.1M
931.4M
928.7M
3.4B
2.8B
4.3B
3.2B
2.4B
1.9B
1.5B
1.1B
1.9B
1.4B
113.4M
113.4M
40M
545.3M
113.4M
502.8M
556.3M
392.9M
345.8M
273.5M
339.5M
318.1M
194.2M
182.2M
161.2M
153.4M
151.4M
115.6M
91.6M
-1.2B
48.6M
23.9M
134.4M
23M
21.8M
1.1B
1.2B
1.3B
1.3B
1.2B
3.7B
3.1B
4.5B
3.4B
2.6B
2B
1.7B
1.2B
2B
196.3M
162M
137.3M
174.4M
568.3M
135.2M
0.0
0.0
0.0
0.0
0.0
0.0
95.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
27.9B
27.4B
25.2B
25.4B
31.5B
34.9B
29.7B
25.8B
22.9B
19.7B
17.3B
14.4B
10.6B
9.7B
7.5B
5.9B
5.2B
4.8B
4B
3.4B
SHAREHOLDERS' EQUITY
-487.7M
-301.8M
-220.3M
-115.3M
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-8K
-581K
-581K
-573K
300M
300M
300M
300M
300M
150M
150M
150M
150M
150M
150M
150M
150M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
518K
515K
511K
509K
506K
504K
503K
502K
496K
495K
459K
457K
410K
407K
376K
369K
359K
310K
264K
261K
1.1B
1.1B
1B
1B
1B
991.9M
978.2M
967.9M
961.3M
955.5M
714.5M
709.7M
448.2M
450.1M
349.5M
336.8M
326.2M
255.1M
190.2M
182.3M
2.8B
2.5B
2.4B
2.3B
1.9B
1.7B
1.7B
1.4B
1.1B
903.2M
757.8M
622.7M
496.1M
382.5M
261.8M
185.8M
148.6M
129.9M
105.6M
76.2M
-64.6M
-183.1M
-362M
-418.9M
-47.7M
15.8M
9M
518K
428K
415K
718K
1.3M
1.6M
3.3M
4.7M
5.4M
6.2M
1.9M
-305K
-4.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
573K
0.0
0.0
3.6B
3.4B
3.2B
3.1B
3.2B
2.9B
2.8B
2.5B
2.2B
2B
1.6B
1.5B
1.1B
836.2M
616.3M
528.3M
481.4M
387.1M
295.1M
253.5M
3.6B
3.4B
3.2B
3.1B
3.2B
2.9B
2.8B
2.5B
2.2B
2B
1.6B
1.5B
1.1B
836.2M
616.3M
528.3M
481.4M
387.1M
295.1M
253.5M
SUMMARY
31.5B
30.7B
28.4B
28.4B
34.7B
37.7B
32.5B
28.3B
25.1B
21.7B
18.9B
15.9B
11.7B
10.5B
8.1B
6.4B
5.7B
5.1B
4.3B
3.7B
28.5B
26.6B
24.3B
22.7B
26.2B
27.7B
27.3B
24.5B
21.5B
18.3B
16.7B
14.2B
11.2B
10B
7.7B
6B
5.3B
4.9B
4.1B
3.4B
950.6M
1.5B
2.4B
2.1B
3.1B
3.5B
2.9B
4.9B
3.6B
2.5B
2B
1.6B
1.3B
2.2B
3.2B
411.3M
1.1B
1.3B
897.3M
325M
-1.1B
-1.6B
-883.7M
-2.9B
-4.8B
-5.7B
-1.5B
1.9B
684.3M
-310.3M
301.3M
261.6M
1.1B
2B
3.1B
306.4M
990M
1.2B
807.8M
231.2M
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751
45,643,751

SEC Filings

TCBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 23, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

March 09, 2026
March 09, 2026
2026
8-K

8-K 2026

N/A

February 27, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

February 20, 2026
February 20, 2026
2026
10-K

10-K 2025 FY

FY

February 10, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

December 02, 2025
December 02, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
Showing 1 to 10 of 353 filings