Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc.

TCBIยทNASDAQ

$98.94

-0.57%
Financial ServicesBanks - Regional

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$4.32B
EPS6.8700
P/E Ratio14.40
Earnings Date07/16/2026
3Y+61.0%
5Y+70.0%
10Y+162.0%
3Y-1.0%
5Y+398.0%
10Y+113.0%
3Y+143.0%
5Y-86.0%
10Y-150.0%
Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc. Profit Bridge

TCBI ยท NASDAQ
Revenue2.00B
Cost of Goods Sold (787.15M)
Gross Profit1.21B
Operating Expenses (768.07M)
Operating Income443.71M
Interest Expense (743.15M)
Other Income/Expense-11.00M
Pretax Income432.71M
Income Tax (102.47M)
Net Income330.24M
Net Income
330.24M

Profitability Analysis

Gross Margin

60.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.2%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

16.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

23.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Texas Capital Bancshares, Inc. Income Statement

TCBI โ€ข NASDAQ

Texas Capital Bancshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
2B
1.8B
1.8B
1.2B
987.1M
1.2B
1.4B
1.2B
938M
762.5M
650.7M
557.1M
488.6M
441.5M
353.8M
312.1M
272.4M
271.4M
309.9M
254.2M
GROSS PROFIT
(787.1M)
(895.3M)
(787.8M)
(334.5M)
(77.7M)
(446.1M)
(460.6M)
(336.3M)
(162M)
(140.6M)
(99.7M)
(59.6M)
(44.1M)
(33.1M)
(47.2M)
(91.6M)
(90M)
(123.9M)
(163.5M)
(123.3M)
1.2B
865.3M
1B
910.8M
909.3M
731.7M
974.6M
891M
776.1M
621.9M
551M
497.5M
444.5M
408.4M
306.7M
220.4M
182.5M
147.5M
146.4M
130.9M
OPERATING INCOME
(768.1M)
(758.3M)
(756.9M)
(479M)
(571.2M)
(639.8M)
(578.3M)
(517.6M)
(450.4M)
(380.7M)
(326.5M)
(285.1M)
(256.7M)
(219.9M)
(188.2M)
(163.5M)
(145.5M)
(109.7M)
(98.6M)
(86.9M)
(513.3M)
(512.3M)
(522.3M)
(483.5M)
(381.2M)
(390.1M)
(446.8M)
(394.6M)
(345.5M)
(296.3M)
(247.8M)
(214.6M)
(195.8M)
(151.6M)
(128.8M)
(108.4M)
(91.4M)
(67.5M)
(59.6M)
(53.7M)
443.7M
107.1M
246.6M
431.8M
338.1M
91.9M
396.3M
373.4M
325.7M
241.2M
224.5M
212.4M
187.8M
188.5M
118.3M
56.8M
36.7M
37.8M
47.8M
44M
PRE-TAX INCOME
(743.1M)
(828.3M)
(715.8M)
(268.5M)
(107.7M)
(188.1M)
(385.6M)
(249.3M)
(118M)
(63.6M)
(46.4M)
(37.6M)
(25.1M)
(21.6M)
(18.7M)
(38.1M)
(46.5M)
(97.2M)
(149.5M)
(119.6M)
1B
901.3M
914.1M
875.8M
768.8M
851.3M
969.2M
914.9M
761.3M
639.8M
556.5M
477M
419.5M
376.9M
302.9M
241.7M
196.7M
151.7M
140.7M
117.8M
(254.8M)
(246M)
(234.6M)
-4.5M
(190M)
(249.7M)
(131.5M)
(123M)
(104.8M)
(84.4M)
(78.8M)
(70.5M)
(61M)
(68.3M)
(59.4M)
(55.1M)
(54.1M)
(42.2M)
(39M)
(33.2M)
-11M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
432.7M
107.1M
246.6M
431.8M
338.1M
91.9M
396.3M
373.4M
325.7M
241.2M
224.5M
212.4M
187.8M
188.6M
118.5M
56.9M
36.9M
37.8M
47.8M
44.2M
NET INCOME
(102.5M)
(29.6M)
(57.5M)
(99.3M)
(84.1M)
(25.7M)
(84.3M)
(80M)
(128.6M)
(86.1M)
(79.6M)
(76M)
(66.8M)
(67.9M)
(42.4M)
(19.6M)
(12.5M)
(12.9M)
(16.4M)
(15.1M)
330.2M
77.5M
189.1M
332.5M
253.9M
66.3M
312M
293.4M
197.1M
155.1M
144.9M
136.4M
121.1M
120.7M
76M
37.2M
24.2M
24.3M
29.4M
28.9M

SEC Filings

TCBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 23, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

March 09, 2026
March 09, 2026
2026
8-K

8-K 2026

N/A

February 27, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

February 20, 2026
February 20, 2026
2026
10-K

10-K 2025 FY

FY

February 10, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

December 02, 2025
December 02, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
Showing 1 to 10 of 353 filings