TBBK - NASDAQ

The Bancorp, Inc.

TBBK·NASDAQ

$52.04

-4.5%

Financial ServicesBanks - Regional

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.17B

EPS4.9900

P/E Ratio10.43

Earnings Date07/23/2026

9.35B

Assets

3Y+18.0%

5Y+49.0%

10Y+93.0%

8.66B

Total Liabilities

3Y+20.0%

5Y+52.0%

10Y+90.0%

689.80M

Total Equity

-13%

3Y-1.0%

5Y+19.0%

10Y+131.0%

The Bancorp, Inc. Funding & Solvency Profile

TBBK · NASDAQ

Current Assets

Cash & Cash Equivalents112.65M

Net Receivables43.09M

Inventory0.00

Other Current Assets0.00

Total Current Assets176 M

Non-Current Assets

Property, Plant & Equipment29.83M

Goodwill & Intangible Assets856.00K

Long-Term Investments8.16B

Other Non-Current Assets971.12M

Total Non-Current Assets9 B

Total Assets

9.35B

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

12.56x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-7989885000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

The Bancorp, Inc. Balance Sheet

TBBK • NASDAQ

The Bancorp, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	112.6M	570.1M	1B	888.2M	601.8M	345.5M	944.5M	554.3M	844.6M	959.9M	1.2B	1.1B	1.2B	968.1M	749.2M	472.3M	354.5M	91.8M	41.4M	15.1M
Short-Term Investments	19.9M	50.7M	747.5M	766M	953.7M	1.2B	1.3B	1.2B	1.3B	1.2B	1.1B	1.5B	1.3B	718.1M	448.2M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	132.5M	620.8M	1.8B	1.7B	1.6B	1.6B	2.3B	1.8B	2.1B	2.2B	2.2B	2.6B	2.5B	1.7B	1.2B	472.3M	354.5M	91.8M	41.4M	15.1M
Net Receivables	43.1M	742.3M	723.2M	664.2M	548.9M	482.6M	448.1M	410.3M	388.6M	357.2M	241M	205.7M	184.1M	166.6M	138.2M	8.9M	7.7M	7.8M	9.7M	8.5M
Accounts Receivables	43.1M	41.7M	37.5M	32M	17.9M	20.5M	13.6M	12.8M	10.9M	10.6M	9.5M	11.3M	8.5M	9.9M	8.5M	8.9M	7.7M	7.8M	9.7M	8.5M
Other Receivables	0.0	700.6M	685.7M	632.2M	531M	462.2M	434.5M	394.8M	377.7M	346.6M	231.5M	194.5M	175.6M	156.7M	129.7M	0.0	0.0	0.0	0.0	0.0
Total Current Assets	175.6M	1.4B	2.5B	2.3B	2.1B	2B	2.7B	2.2B	2.5B	2.6B	2.5B	2.8B	2.7B	1.9B	1.3B	481.2M	362.2M	99.6M	51.1M	23.6M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	29.8M	27.6M	27.5M	18.4M	16.2M	17.6M	17.5M	18.9M	20.1M	24.1M	21.6M	17.7M	15.7M	10.4M	8.4M	8.8M	7.9M	8.3M	6.7M	4M
Goodwill	263K	263K	263K	263K	263K	263K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	50.2M	4M
Intangible Assets	593K	991K	1.4M	1.8M	2.2M	2.6M	2.3M	3.8M	5.4M	6.9M	4.9M	6.2M	7.6M	8.8M	8M	9M	10M	11M	12M	0.0
Goodwill & Intangible Assets	856K	1.3M	1.7M	2M	2.4M	2.8M	2.3M	3.8M	5.4M	6.9M	4.9M	6.2M	7.6M	8.8M	8M	9M	10M	11M	62.2M	4M
Long-Term Investments	8.2B	7B	5B	5.4B	4.6B	4.1B	2.8B	2.1B	2B	2.1B	2.2B	2.1B	1.8B	1.8B	1.6B	1.7B	1.5B	1.5B	1.4B	1.2B
Tax Assets	18.7M	18.9M	21.2M	19.7M	12.7M	9.8M	12.5M	21.6M	34.8M	55.7M	36.2M	33.7M	59.8M	22.8M	21.9M	24.4M	20.9M	22.8M	0.0	0.0
Other Non-Current Assets	971.1M	273.3M	165.7M	123M	117.5M	82.5M	87M	66.8M	144.3M	91.5M	48.7M	92.5M	41.9M	35.4M	33.2M	128M	101.8M	112.2M	49.7M	131M
Total Non-Current Assets	9.2B	7.4B	5.2B	5.6B	4.7B	4.2B	2.9B	2.2B	2.2B	2.3B	2.3B	2.2B	1.9B	1.8B	1.7B	1.9B	1.7B	1.7B	1.5B	1.3B
Total Assets	9.4B	8.7B	7.7B	7.9B	6.8B	6.3B	5.7B	4.5B	4.7B	4.8B	4.8B	5B	4.6B	3.7B	3B	2.4B	2B	1.8B	1.6B	1.3B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	103K	123K	124K	362K	2.5M	4.9M	6.5M
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	79K	103K	123K	124K	362K	2.5M	4.9M	6.5M
Short Term Debt	0.0	0.0	42K	42K	42K	42K	82K	93K	217K	274K	925K	19.4M	21.2M	18.5M	33.2M	150.4M	102.6M	70.4M	93.8M	108.1M
Other Current Liabilities	8.2B	7.7B	6.7B	7B	6B	5.5B	5.1B	3.9B	4.3B	4.2B	4.4B	4.6B	4.3B	3.3B	2.7B	2B	1.7B	1.5B	1.3B	1.1B
Total Current Liabilities	8.2B	7.7B	6.7B	7B	6B	5.5B	5.1B	3.9B	4.3B	4.2B	4.4B	4.6B	4.3B	3.3B	2.7B	2.2B	1.8B	1.6B	1.4B	1.2B
NON-CURRENT LIABILITIES
Long Term Debt	223.4M	123.7M	147.8M	122.5M	151.6M	152M	54.4M	55.1M	55.7M	276.5M	13.4M	13.4M	13.4M	13.4M	13.4M	13.4M	13.4M	13.4M	13.4M	0.0
Other Non-Current Liabilities	273.8M	68M	69.6M	56.3M	62.2M	81.6M	66M	40.3M	67.2M	44.1M	16.7M	12.7M	38.9M	17.7M	10M	8.8M	27.5M	5.8M	1.7M	2.1M
Total Non-Current Liabilities	497.1M	191.7M	217.5M	178.8M	213.8M	233.6M	120.4M	95.3M	122.9M	320.6M	30.1M	26.1M	52.3M	31.1M	23.4M	22.2M	40.9M	19.2M	15.1M	2.1M
Total Liabilities	8.7B	7.9B	6.9B	7.2B	6.2B	5.7B	5.2B	4B	4.4B	4.6B	4.4B	4.7B	4.3B	3.4B	2.7B	2.2B	1.8B	1.6B	1.4B	1.2B
SHAREHOLDERS' EQUITY
Treasury Stock	-401M	-22.7M	0.0	0.0	0.0	-866K	-866K	-866K	-866K	-866K	-866K	-866K	-866K	-866K	-866K	0.0	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	39.4M	39M	1K	1K
Common Stock	48.4M	47.7M	53.2M	55.7M	57.4M	57.7M	56.9M	56.4M	55.9M	55.4M	37.9M	37.8M	37.7M	37.2M	33.2M	26.2M	26.2M	14.6M	14.6M	13.7M
Additional Paid-In Capital	24.2M	3.2M	212.4M	299.3M	349.7M	378.2M	371.6M	366.2M	363.2M	360.6M	300.5M	298M	294.6M	282.7M	242M	192.7M	196.9M	145.2M	138.8M	125.6M
Retained Earnings	1B	779.2M	561.6M	369.3M	239.1M	128.5M	50.7M	-817K	-89.5M	-111.9M	-15.4M	-28.2M	-84.9M	7.3M	-9.3M	-18.2M	-17.2M	-17.5M	25.1M	10.9M
Accumulated Other Comprehensive Income/Loss	10.8M	-17.6M	-20M	-30.3M	6.3M	17.7M	6M	-14.2M	-4.6M	-4.2M	-2.1M	12.3M	558K	10.2M	6.4M	-1.8M	-89K	-828K	-2.2M	-1.3M
Total Stockholders' Equity	689.8M	789.8M	807.3M	694M	652.5M	581.2M	484.5M	406.8M	324.2M	298.7M	321M	319M	247.1M	336.7M	271.5M	198.9M	245.2M	180.4M	176.3M	148.9M
Total Equity	689.8M	789.8M	807.3M	694M	652.5M	581.2M	484.5M	406.8M	324.2M	298.7M	321M	319M	247.1M	336.7M	271.5M	198.9M	245.2M	180.4M	176.3M	148.9M
SUMMARY
Total Liabilities & Equity	9.4B	8.7B	7.7B	7.9B	6.8B	6.3B	5.7B	4.5B	4.7B	4.8B	4.8B	5B	4.6B	3.7B	3B	2.4B	2B	1.8B	1.6B	1.3B
Total Investments	8.2B	7.1B	5.7B	6.2B	5.5B	5.3B	4.1B	3.4B	3.3B	3.4B	3.3B	3.6B	3.1B	2.5B	2.1B	1.7B	1.5B	1.5B	1.4B	1.2B
Total Debt	223.4M	123.7M	147.8M	122.5M	151.6M	152M	54.4M	55.1M	55.7M	276.5M	14.3M	32.8M	34.6M	31.9M	46.6M	163.8M	116M	83.8M	107.2M	108.1M
Net Debt	110.7M	-446.4M	-890.2M	-765.7M	-450.1M	-193.5M	-890M	-499.1M	-788.7M	-683.1M	-1.1B	-1B	-1.2B	-936.1M	-702.6M	-308.5M	-238.5M	-8M	65.9M	93.1M
Shares Outstanding	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205	46,874,205

SEC Filings

TBBK - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 01, 2026	May 27, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 13, 2026	May 27, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 25, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 10, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 03, 2025	November 03, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 30, 2025	October 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 18, 2025	August 14, 2025	2025	View Filing

Showing 1 to 10 of 375 filings

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