The Bancorp, Inc.

The Bancorp, Inc.

TBBKยทNASDAQ

$52.04

-4.5%
Financial ServicesBanks - Regional

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.

At a Glance

Live Snapshot
Market Cap$2.17B
EPS4.9900
P/E Ratio10.43
Earnings Date07/23/2026
tbbk

The Bancorp, Inc. Street Expectations Map

TBBK ยท NASDAQ

Wall Street analysts project that TBBK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 58.00, with estimates ranging from a low of 57.00 to a high of 60.00.

Lowest Target
57.00
9.53%
Consensus Target
58.00
11.45%
Highest Target
60.00
15.30%

The consensus 1-year price target stands at 58.00, with estimates ranging from a low of 57.00 to a high of 60.00.

Analyst Consensus Analysis

Upside Potential

+11.4%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

5.2% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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The Bancorp, Inc. Forward Estimates of Revenue

TBBK ยท NASDAQ
Latest Revenue
690.46M
FY 2025
Avg Estimate
678.76M
FY 2026
Estimate Range
677.19M - 680.32M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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The Bancorp, Inc. Forward Estimates of Net Income

TBBK ยท NASDAQ
Latest Net Income
228.21M
FY 2025
Avg Estimate
274.35M
FY 2026
Estimate Range
272.05M - 276.66M
Analyst Spread

Forward Growth Analysis

Projected Growth+20.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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The Bancorp, Inc. Forward Estimates of EPS

TBBK ยท NASDAQ
Latest EPS
4.99
FY 2025
Avg Estimate
$5.91
FY 2026
Estimate Range
$5.86 - $5.96
Analyst Spread

Forward Growth Analysis

Projected Growth+18.4%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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The Bancorp, Inc. Forward Estimates of EBIT

TBBK ยท NASDAQ
Latest EBIT
303.04M
FY 2025
Avg Estimate
290.77M
FY 2026
Estimate Range
290.10M - 291.44M
Analyst Spread

Forward Growth Analysis

Projected Growth-4.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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The Bancorp, Inc. Forward Estimates of EBITDA

TBBK ยท NASDAQ
Latest EBITDA
303.04M
FY 2025
Avg Estimate
294.57M
FY 2026
Estimate Range
293.89M - 295.25M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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The Bancorp, Inc. Forward Estimates of SG&A Expense

TBBK ยท NASDAQ
Latest SG&A Expense
142.55M
FY 2025
Avg Estimate
175.17M
FY 2026
Estimate Range
174.76M - 175.57M
Analyst Spread

Forward Growth Analysis

Projected Growth+22.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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The Bancorp, Inc. Insider Positioning

TBBK ยท NASDAQ

During the last 12 months, insiders have purchased $1.14M and sold $27.79M worth of TBBK shares, resulting in $26.65M of net selling activity.

3 Months

Bought

1.8K

103.94K

Sold

17.4K

1.01M

Net Activity

-911K

-$911K

3-6 Months

Bought

9.8K

584.26K

Sold

0

0.00

Net Activity

+584K

+$584K

6-9 Months

Bought

5.1K

319.79K

Sold

22.4K

1.69M

Net Activity

-1.4M

-$1.37M

9-12 Months

Bought

2.1K

135.21K

Sold

393.1K

25.08M

Net Activity

-24.9M

-$24.95M

Top Buyers

1
CDC

Canuso Dominic C

Officer: Evp & Chief Financial Officer

7.5K sharesโ€ข6 transactions

$458K

2
CM

Cohn Matthew

Director

6.2K sharesโ€ข11 transactions

$384K

3
TME

Tryniski Mark E

Director

5.0K sharesโ€ข1 transactions

$301K

Top Sellers

1
KD

Kozlowski Damian

Director, Officer: Chief Executive Officer

300.0K sharesโ€ข3 transactions

$19.26M

2
LJ

Leto John

Officer: Evp Head Of Institutional Bank

50.0K sharesโ€ข1 transactions

$3.02M

3
DO

Derowe Olek

Officer: Evp Head Commercial Re

30.0K sharesโ€ข1 transactions

$1.92M

4
HR

Harris Ryan

Officer: Evp Head Of Fintech Solutions

14.3K sharesโ€ข2 transactions

$991K

5
GGJ

Garry Gregor J

Officer: Evp And Coo

13.0K sharesโ€ข2 transactions

$978K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $26.65M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.04:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$911K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Selling

5 insider sellers vs. 3 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.