TBBK - NASDAQ
The Bancorp, Inc.
$52.04
-4.5%The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.
At a Glance
Live SnapshotThe Bancorp, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Historical Financial Data
Base year metrics used for projections
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DCF Valuation Summary
Calculation flow from present value to intrinsic value per share
Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $306.9M | $355.5M | $411.8M | $477.0M | $552.4M | $639.9M | $741.1M | $858.4M | $994.3M | $1.2B |
| Maintenance CapEx | -$1.6M | -$1.9M | -$2.2M | -$2.6M | -$3.0M | -$3.4M | -$4.0M | -$4.6M | -$5.3M | -$6.2M |
| Owner Earnings | $305.3M | $353.6M | $409.6M | $474.4M | $549.5M | $636.4M | $737.2M | $853.8M | $988.9M | $1.1B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $282.7M | $303.2M | $325.1M | $348.7M | $374.0M | $401.1M | $430.1M | $461.3M | $494.7M | $530.6M |
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