The Bancorp, Inc.

The Bancorp, Inc.

TBBKยทNASDAQ

$52.04

-4.5%
Financial ServicesBanks - Regional

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.

At a Glance

Live Snapshot
Market Cap$2.17B
EPS4.9900
P/E Ratio10.43
Earnings Date07/23/2026
3Y+67.0%
5Y+134.0%
10Y+377.0%
3Y+75.0%
5Y+185.0%
10Y-337.0%
3Y+122.0%
5Y+120.0%
10Y-264.0%
The Bancorp, Inc.

The Bancorp, Inc. Profit Bridge

TBBK ยท NASDAQ
Revenue690.46M
Cost of Goods Sold (177.69M)
Gross Profit512.77M
Operating Expenses (209.73M)
Operating Income303.04M
Interest Expense (175.86M)
Other Income/Expense0.00
Pretax Income303.04M
Income Tax (74.82M)
Net Income228.21M
Net Income
228.21M

Profitability Analysis

Gross Margin

74.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

43.9%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

33.1%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

24.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

The Bancorp, Inc. Income Statement

TBBK โ€ข NASDAQ

The Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
690.5M
710.1M
611.6M
414M
326.9M
295.4M
283.7M
301.8M
217M
144.7M
216.6M
155.8M
133.2M
89M
118.4M
103.3M
93.4M
107.3M
114.2M
86M
GROSS PROFIT
(177.7M)
(214.7M)
(163.8M)
(66.6M)
(14.3M)
(22.3M)
(42.7M)
(30.7M)
(18.3M)
(15.6M)
(15.7M)
(12.5M)
(11.1M)
(18.1M)
(33.5M)
(33.8M)
(29.1M)
(53.3M)
(59.3M)
(39.7M)
512.8M
495.4M
447.8M
347.4M
312.5M
273.1M
241M
271.1M
198.7M
129.1M
200.9M
143.3M
122.1M
70.9M
84.9M
69.5M
64.4M
54M
54.9M
46.3M
OPERATING INCOME
(209.7M)
(203.2M)
(191M)
(169.5M)
(168.4M)
(164.8M)
(168.5M)
(151.3M)
(158.4M)
(198.6M)
(194.1M)
(136M)
(101.8M)
(80.2M)
(71.6M)
(61.7M)
(58M)
(117.3M)
(31.2M)
(25.5M)
(142.6M)
(147.1M)
(135.1M)
(118.9M)
(120.5M)
(119.9M)
(110.5M)
(96.8M)
(95.2M)
(101.7M)
(89.2M)
(75.6M)
(61.9M)
(47.2M)
(37.4M)
(33.8M)
(39.7M)
(31.9M)
(15.6M)
(12.9M)
303M
292.2M
256.8M
177.9M
144.2M
108.3M
72.5M
119.8M
40.4M
-69.5M
6.8M
7.3M
20.3M
-9.3M
13.2M
7.8M
6.4M
-63.3M
23.7M
20.8M
PRE-TAX INCOME
(175.9M)
(175.4M)
(155.5M)
(59.5M)
(11.2M)
(15.9M)
(38.3M)
(27.1M)
(15.3M)
(12.3M)
(13.6M)
(11.3M)
(10.8M)
(11.4M)
(12M)
(14.5M)
(16.1M)
(40.8M)
(53.9M)
(36.7M)
375.5M
376.2M
354.1M
248.8M
210.9M
194.9M
141.3M
120.8M
106.7M
90M
69.9M
59.4M
40.4M
28.1M
76.4M
68.2M
63.7M
54.2M
52.7M
44.3M
(67.2M)
(56.1M)
(55.9M)
(50.6M)
(47.9M)
(44.9M)
(58.1M)
(54.5M)
(63.1M)
(96.9M)
(104.9M)
(60.4M)
(40M)
(33M)
(34.2M)
(27.9M)
(18.4M)
(85.4M)
(15.6M)
(12.6M)
303M
292.2M
256.8M
177.9M
144.2M
108.3M
72.5M
119.8M
40.4M
-69.5M
6.8M
7.3M
20.3M
-9.3M
13.2M
7.8M
6.4M
-63.3M
23.7M
20.8M
NET INCOME
(74.8M)
(74.6M)
(64.5M)
(47.7M)
(33.7M)
(27.7M)
(21.2M)
(32.2M)
(23.1M)
-12.7M
(1.5M)
-14.5M
(6.8M)
-3.5M
(4.3M)
(2.5M)
(2.2M)
-20.9M
(9.3M)
(8.3M)
228.2M
217.5M
192.3M
130.2M
110.7M
80.1M
51.6M
88.7M
21.7M
-96.5M
13.4M
57.1M
-14.4M
-43.2M
8.9M
5.2M
4.1M
-42.4M
14.3M
12.5M

SEC Filings

TBBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
May 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 13, 2026
May 27, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 10, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
8-K

8-K 2025

N/A

October 30, 2025
October 30, 2025
2025
8-K

8-K 2025

N/A

August 18, 2025
August 14, 2025
2025
Showing 1 to 10 of 375 filings