Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc.

SYBTยทNASDAQ

$69.38

-1.9%
Financial ServicesBanks - Regional

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.

At a Glance

Live Snapshot
Market Cap$2.05B
EPS4.7700
P/E Ratio14.55
Earnings Date07/22/2026
3Y+71.0%
5Y+186.0%
10Y+289.0%
3Y+51.0%
5Y+138.0%
10Y+242.0%
3Y+53.0%
5Y+115.0%
10Y+162.0%
Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc. Profit Bridge

SYBT ยท NASDAQ
Revenue564.54M
Cost of Goods Sold (173.98M)
Gross Profit390.56M
Operating Expenses (212.36M)
Operating Income178.20M
Interest Expense (167.28M)
Other Income/Expense0.00
Pretax Income178.20M
Income Tax (38.05M)
Net Income140.15M
Net Income
140.15M

Profitability Analysis

Gross Margin

69.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

31.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

24.8%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

21.4%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Stock Yards Bancorp, Inc. Income Statement

SYBT โ€ข NASDAQ

Stock Yards Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
564.5M
500.9M
432.5M
330.6M
238.5M
197.2M
194.8M
172.7M
155.4M
145.1M
133.1M
128.5M
124.4M
123.9M
117.6M
119.9M
113.9M
115.5M
121.6M
115M
GROSS PROFIT
(174M)
(165.6M)
(113.2M)
(28.5M)
(5.2M)
(30.4M)
(23.5M)
(18.1M)
(9.8M)
(7.9M)
(5.6M)
(4.9M)
(15.7M)
(24.5M)
(27.9M)
(30.7M)
(38M)
(34.3M)
(41.1M)
(34.5M)
390.6M
335.4M
319.3M
302M
233.3M
166.8M
172.5M
155.7M
145.6M
137.2M
127.5M
123.6M
108.6M
99.5M
89.7M
89.2M
75.9M
81.2M
80.5M
80.5M
OPERATING INCOME
(212.4M)
(191M)
(181.4M)
(181.5M)
(137.9M)
(99.1M)
(95.6M)
(87.1M)
(90.4M)
(80.9M)
(73.4M)
(73.5M)
(70.3M)
(64.1M)
(57.9M)
(57.1M)
(52.7M)
(49.5M)
(46.5M)
(46.6M)
(118.1M)
(132.6M)
(120.2M)
(111M)
(82.5M)
(66M)
(64.4M)
(60.3M)
(56.2M)
(52.8M)
(48.5M)
(52.4M)
(48.9M)
(44.7M)
(39.8M)
(40.4M)
(37.3M)
(32.9M)
(27M)
(26.4M)
178.2M
144.4M
137.9M
120.5M
95.4M
67.7M
75.7M
67.5M
55.2M
56.3M
54.1M
50.1M
38.4M
35.4M
31.8M
32M
23.2M
31.7M
34M
33.9M
PRE-TAX INCOME
(167.3M)
(155.8M)
(99.4M)
(18.3M)
(6M)
(12M)
(22.5M)
(15.4M)
(7.2M)
(4.9M)
(4.9M)
(5.3M)
(9.2M)
(13M)
(15.3M)
(19.3M)
(25.2M)
(30.3M)
(37.5M)
(32.4M)
300.3M
257M
247.3M
233.4M
171.1M
135.9M
125.3M
114.6M
103.7M
97.3M
88.3M
83.8M
77.3M
74M
70.7M
66.9M
58.7M
56.9M
53.8M
53.9M
(94.3M)
(58.4M)
(61.2M)
(70.6M)
(55.4M)
(33M)
(31.2M)
(27M)
(34.2M)
(28.1M)
(24.9M)
(21.1M)
(21.4M)
(19.3M)
(18.1M)
(16.8M)
(15.4M)
(16.5M)
(19.5M)
(20.2M)
178.2M
144.4M
137.9M
120.5M
95.4M
67.7M
75.7M
67.5M
55.2M
56.3M
54.1M
50.1M
38.4M
35.4M
31.8M
32M
23.2M
31.7M
34M
33.9M
NET INCOME
(38M)
(29.8M)
(30.2M)
(27.2M)
(20.8M)
(8.9M)
(9.6M)
(12M)
(17.1M)
(15.2M)
(16.9M)
(15.3M)
(11.2M)
(9.6M)
(8.2M)
(9.1M)
(6.9M)
(10.1M)
(9.9M)
(11M)
140.2M
114.5M
107.7M
93M
74.6M
58.9M
66.1M
55.5M
38M
41M
37.2M
34.8M
27.2M
25.8M
23.6M
23M
16.3M
21.7M
24.1M
22.9M

SEC Filings

SYBT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
S-4/A

S-4/A (Amended)

N/A

March 20, 2026
March 20, 2026
ย 
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 23, 2026
2026
S-4

S-4

N/A

March 09, 2026
March 09, 2026
ย 
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
Showing 1 to 10 of 394 filings