Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc.

SYBTยทNASDAQ

$69.38

-1.9%
Financial ServicesBanks - Regional

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.

At a Glance

Live Snapshot
Market Cap$2.05B
EPS4.7700
P/E Ratio14.55
Earnings Date07/22/2026
Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc. Fair Value Envelope

SYBT ยท NASDAQ

Our analysis suggests that SYBT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $69.38, this represents a potential HIDDEN relative to our calculated worth for Stock Yards Bancorp, Inc..

Intrinsic Value
Current Price: $69.38

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$8.0B
+ Cash & Equivalents$70.1M
Firm Value$8.1B
- Debt$479.5M
Equity Value$7.6B
/ Shares Outstanding29,473,458B
DCF Value$258
UNDERVALUED BY 272%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$192.2M
$222.6M
$257.7M
$298.3M
$345.4M
$399.9M
$462.9M
$536.0M
$620.5M
$718.4M
Maintenance CapEx
-$2.8M
-$3.2M
-$3.7M
-$4.3M
-$5.0M
-$5.8M
-$6.7M
-$7.8M
-$9.0M
-$10.4M
Owner Earnings
$189.5M
$219.3M
$253.9M
$294.0M
$340.4M
$394.1M
$456.2M
$528.2M
$611.5M
$708.0M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$175.4M
$188.0M
$201.6M
$216.1M
$231.7M
$248.3M
$266.2M
$285.4M
$305.9M
$327.9M
Terminal Value represents 69.5% of Enterprise Value