SYBT - NASDAQ

Stock Yards Bancorp, Inc.

SYBT·NASDAQ

$69.38

-1.9%

Financial ServicesBanks - Regional

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.05B

EPS4.7700

P/E Ratio14.55

Earnings Date07/22/2026

9.54B

Assets

3Y+27.0%

5Y+107.0%

10Y+214.0%

8.46B

Total Liabilities

3Y+26.0%

5Y+103.0%

10Y+210.0%

1.08B

Total Equity

14%

3Y+41.0%

5Y+144.0%

10Y+243.0%

Stock Yards Bancorp, Inc. Funding & Solvency Profile

SYBT · NASDAQ

Current Assets

Cash & Cash Equivalents70.06M

Net Receivables28.78M

Inventory0.00

Other Current Assets-37.60M

Total Current Assets886 M

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets206.23M

Long-Term Investments8.08B

Other Non-Current Assets362.32M

Total Non-Current Assets8 B

Total Assets

9.54B

Financial Health Analysis

Current Ratio

0.11x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.87x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-7026266000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

9% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Stock Yards Bancorp, Inc. Balance Sheet

SYBT • NASDAQ

Stock Yards Bancorp, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	70.1M	78.9M	94.5M	82.5M	62.3M	43.2M	46.9M	51.9M	42M	39.7M	35.9M	42.2M	34.5M	42.6M	32.9M	17.7M	25.8M	24.9M	38.9M	44M
Short-Term Investments	816.3M	990.1M	1B	1.1B	1.2B	587M	470.7M	437M	574.5M	570.1M	565.9M	513.1M	490M	386.4M	352.2M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	886.4M	1.1B	1.1B	1.2B	1.2B	630.2M	517.6M	488.9M	616.5M	609.8M	601.8M	555.3M	524.6M	429.1M	385.1M	17.7M	25.8M	24.9M	38.9M	44M
Net Receivables	28.8M	47.4M	46.3M	38.6M	30M	29.8M	26.5M	10.3M	10.6M	9M	8.5M	8.1M	7.3M	6.4M	7.2M	6.3M	5.7M	6M	6.5M	48.6M
Accounts Receivables	28.8M	27.7M	26.8M	22.2M	13.7M	13.1M	8.5M	8.4M	8.4M	6.9M	6.6M	6M	5.7M	5.1M	6M	6.3M	5.7M	6M	6.5M	48.6M
Other Receivables	0.0	19.7M	19.5M	16.5M	16.3M	16.7M	17.9M	1.9M	2.2M	2.1M	1.9M	2.1M	1.6M	1.3M	1.3M	0.0	0.0	0.0	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-1.7M	-3.1M	0.0	0.0	0.0	0.0	0.0
Prepaids	8.8M	6.4M	5.9M	5.7M	4.5M	2.9M	2.8M	3.1M	2.9M	0.0	0.0	0.0	0.0	1.7M	3.1M	0.0	0.0	0.0	0.0	0.0
Other Current Assets	-37.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	886.4M	1.1B	1.2B	1.3B	1.3B	662.9M	546.9M	502.3M	629.9M	618.8M	610.3M	563.4M	531.9M	437.2M	395.4M	24M	31.5M	30.8M	45.4M	92.6M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	112.7M	101.2M	101.6M	76.9M	58M	58.6M	44.8M	41.7M	42.4M	39.6M	39.1M	39.8M	36.5M	36.6M	31.7M	28M	27.9M	27.2M	24.8M
Goodwill	194.1M	194.1M	194.1M	194.1M	135.8M	12.5M	12.5M	682K	682K	682K	682K	682K	682K	682K	682K	0.0	0.0	0.0	0.0	0.0
Intangible Assets	12.2M	27.2M	33.4M	40.2M	10.1M	4.7M	3.7M	2.1M	2.1M	2.3M	2.6M	3M	4M	2.1M	1.6M	0.0	0.0	0.0	6.5M	48.6M
Goodwill & Intangible Assets	206.2M	221.2M	227.5M	234.3M	146M	17.2M	16.2M	2.8M	2.8M	3M	3.3M	3.6M	4.7M	2.8M	2.3M	0.0	0.0	0.0	682K	682K
Long-Term Investments	8.1B	7B	6.3B	5.6B	4.1B	3.5B	2.8B	2.5B	2.4B	2.3B	2B	1.9B	1.7B	1.6B	1.5B	1.7B	1.7B	1.5B	1.4B	1.3B
Tax Assets	0.0	51.6M	47.2M	54.1M	24.3M	22.3M	14.5M	10.2M	9.2M	12.9M	12.4M	12.4M	14.6M	12.5M	9.6M	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	362.3M	360.1M	311.4M	212.3M	996.9M	333M	261.7M	209.6M	162M	67.4M	122.8M	87.3M	92.2M	75.4M	69M	106.7M	75M	59.4M	50.1M	18.6M
Total Non-Current Assets	8.6B	7.7B	7B	6.2B	5.4B	3.9B	3.2B	2.8B	2.6B	2.4B	2.2B	2B	1.9B	1.7B	1.7B	1.9B	1.8B	1.6B	1.4B	1.3B
Total Assets	9.5B	8.9B	8.2B	7.5B	6.6B	4.6B	3.7B	3.3B	3.2B	3B	2.8B	2.6B	2.4B	2.1B	2.1B	1.9B	1.8B	1.6B	1.5B	1.4B
LIABILITIES
CURRENT LIABILITIES
Total Payables	1.7M	1.9M	2.1M	660K	300K	391K	640K	762K	232K	144K	127K	131K	128K	166K	232K	304K	427K	690K	1.1M	40.5M
Accounts Payable	1.7M	1.9M	2.1M	660K	300K	391K	640K	762K	232K	144K	127K	131K	128K	166K	232K	304K	427K	690K	1.1M	40.5M
Short Term Debt	123.9M	169.5M	165.8M	142.1M	85.8M	59.4M	42.8M	46.3M	231.8M	115M	87M	116.9M	117.9M	75.6M	103.3M	87.5M	72.6M	67.6M	119.4M	85M
Other Current Liabilities	7.8B	7.2B	6.7B	6.4B	5.8B	4B	3.1B	2.8B	2.6B	2.5B	2.4B	2.1B	2B	1.8B	1.6B	1.5B	1.4B	1.3B	1.1B	1.1B
Total Current Liabilities	7.9B	7.3B	6.8B	6.5B	5.9B	4B	3.2B	2.8B	2.8B	2.6B	2.5B	2.2B	2.1B	1.9B	1.7B	1.6B	1.5B	1.3B	1.2B	1.2B
NON-CURRENT LIABILITIES
Long Term Debt	326.8M	326.8M	226.7M	76.3M	0.0	31.6M	80M	48.2M	49.5M	51.1M	43.5M	36.8M	34.3M	62.8M	101.3M	101.3M	101.4M	111M	90.1M	60.1M
Deferred Tax Liabilities (Non-Current)	19.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	8B	258.3M	246.6M	125.4M	96.5M	87.8M	60.6M	46.8M	46.2M	38.9M	28M	26.4M	26.5M	22.9M	42.8M	50.5M	45.2M	34M	31.9M	0.0
Total Non-Current Liabilities	8.4B	585.1M	473.3M	201.8M	96.5M	119.5M	140.5M	95M	95.7M	89.9M	71.5M	63.3M	60.8M	85.7M	144.1M	151.8M	146.6M	145M	122M	60.1M
Capital Lease Obligations	28.8M	0.0	0.0	0.0	0.0	0.0	12.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	8.5B	7.9B	7.3B	6.7B	6B	4.2B	3.3B	2.9B	2.9B	2.7B	2.5B	2.3B	2.2B	1.9B	1.9B	1.7B	1.6B	1.5B	1.3B	1.3B
SHAREHOLDERS' EQUITY
Common Stock	59.1M	58.9M	58.6M	58.4M	49.5M	36.5M	36.2M	36.7M	36.5M	36.3M	10.6M	10M	9.6M	7.3M	7M	0.0	0.0	0.0	0.0	0.0
Additional Paid-In Capital	402.8M	395.1M	386M	377.7M	243.1M	41.9M	35.7M	36.8M	31.9M	26.7M	44.2M	38.2M	33.3M	17.7M	14.6M	18.9M	16M	13.3M	16M	36.6M
Retained Earnings	675.1M	577.6M	506.3M	439.9M	391.2M	353.6M	333.7M	298.2M	267.2M	252.4M	231.1M	209.6M	188.8M	174.7M	160.7M	147.8M	135.4M	128.9M	116.9M	101.9M
Accumulated Other Comprehensive Income/Loss	-61.3M	-91.2M	-92.8M	-115.5M	-7.9M	8.7M	677K	-5.1M	-1.9M	-1.5M	632K	2.1M	-2.2M	5.4M	5.5M	3.1M	2.2M	2.3M	83K	-1M
Total Stockholders' Equity	1.1B	940.5M	858.1M	760.4M	675.9M	440.7M	406.3M	366.5M	333.6M	313.9M	286.5M	259.9M	229.4M	205.1M	187.7M	169.9M	153.6M	144.5M	133M	137.4M
Total Equity	1.1B	940.5M	858.1M	760.4M	675.9M	440.7M	406.3M	366.5M	333.6M	313.9M	286.5M	259.9M	229.4M	205.1M	187.7M	169.9M	153.6M	144.5M	133M	137.4M
SUMMARY
Total Liabilities & Equity	9.5B	8.9B	8.2B	7.5B	6.6B	4.6B	3.7B	3.3B	3.2B	3B	2.8B	2.6B	2.4B	2.1B	2.1B	1.9B	1.8B	1.6B	1.5B	1.4B
Total Investments	8.9B	8B	7.3B	6.8B	5.3B	4.1B	3.3B	3B	3B	2.9B	2.6B	2.4B	2.2B	2B	1.9B	1.7B	1.7B	1.5B	1.4B	1.3B
Total Debt	479.5M	496.3M	392.6M	218.5M	85.8M	91.1M	122.7M	94.5M	281.3M	166M	130.5M	153.8M	152.2M	138.4M	204.6M	188.9M	174M	178.6M	209.5M	145.2M
Net Debt	409.5M	417.4M	298.1M	136M	23.5M	47.9M	75.9M	42.6M	239.3M	126.3M	94.6M	111.6M	117.7M	95.8M	171.7M	171.1M	148.3M	153.8M	170.5M	101.2M
Shares Outstanding	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458	29,473,458

SEC Filings

SYBT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
S-4/A S-4/A (Amended) N/A	March 20, 2026	March 20, 2026		View Filing
DEF 14A DEF 14A 2026 N/A	March 12, 2026	April 23, 2026	2026	View Filing
S-4 S-4 N/A	March 09, 2026	March 09, 2026		View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 27, 2026	2026	View Filing

Showing 1 to 10 of 394 filings

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