Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc.

SYBTยทNASDAQ

$69.38

-1.9%
Financial ServicesBanks - Regional

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.

At a Glance

Live Snapshot
Market Cap$2.05B
EPS4.7700
P/E Ratio14.55
Earnings Date07/22/2026
3Y+53.0%
5Y+115.0%
10Y+162.0%
3Y-72.0%
5Y-87.0%
10Y-63.0%
3Y-203.0%
5Y-33.0%
10Y+214.0%
SYBT

Stock Yards Bancorp, Inc. Cash Conversion Engine

SYBT ยท NASDAQ
Net Income140.15M
Depreciation & Amortization7.79M
Stock-Based Compensation4.41M
Change in Working Capital13.04M
Others3.49M
Capital Expenditures-12.04M
Free Cash Flow154.00M

Cash Flow Quality Analysis

FCF Conversion Rate

109.9%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

7.3%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+15.8%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$13.04M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Stock Yards Bancorp, Inc. Cash Flow Statement

SYBT โ€ข NASDAQ

Stock Yards Bancorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
140.2M
114.5M
107.7M
93M
74.6M
58.9M
66.1M
55.5M
38M
41M
37.2M
34.8M
27.2M
25.8M
23.6M
23M
16.3M
21.7M
24.1M
22.9M
7.8M
13.4M
21.9M
20.7M
11.3M
9.7M
4.9M
5.8M
13.6M
11.1M
6.9M
7.4M
8M
5M
4M
3.3M
2.6M
2.5M
2.5M
3.9M
-2.8M
-3.1M
-435K
1.8M
5.4M
-7.5M
-5.9M
-268K
4M
276K
847K
-318K
570K
-2.9M
-2.1M
-1.6M
-1.9M
-1.5M
-1.5M
-37K
4.4M
3.8M
4.5M
4.4M
4.6M
3.3M
3.6M
4M
2.9M
2.5M
2.1M
2M
1.9M
1.5M
1.2M
952K
691K
657K
0.0
0.0
3.5M
5.9M
7.6M
13M
13.8M
3.4M
-7.5M
2.2M
278K
3.2M
-3.7M
-3.9M
17.8M
4.6M
22M
10.5M
902K
6.8M
2.9M
2.2M
(21.2M)
(19.4M)
(35.3M)
(20.9M)
(14.3M)
(12.5M)
(13.9M)
(7.2M)
(15.8M)
(12.9M)
(13.8M)
(13M)
(8.4M)
(10.7M)
(4.6M)
(8.9M)
(9.2M)
(9.4M)
(0.0)
(0.0)
13M
8.4M
-34.6M
-24.4M
-7.6M
9.4M
-2.7M
-1.3M
-5.1M
5.1M
-233K
-123K
2.9M
-19.1M
-4.3M
561K
-5.5M
-5.6M
-10.5M
7.7M
166M
142.9M
106.7M
108.7M
102.1M
77.1M
58.4M
65.9M
53.7M
63.3M
43.2M
39.9M
58.3M
14.8M
44.4M
36.6M
13.1M
24.5M
17.3M
36.7M
INVESTING ACTIVITIES
-12M
-9.8M
-7.7M
-18.4M
-4.6M
-5.5M
-5.1M
-7.1M
-2.8M
-6.3M
-3.5M
-2.5M
-2.4M
-3.3M
-8.2M
-6.2M
-2.6M
-3.3M
-4.9M
-2.6M
(0.0)
(0.0)
(0.0)
(354.4M)
(25M)
(0.0)
-24.7M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(9M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-594.6M
-396.7M
-6M
-655.7M
-504.8M
-455.4M
-702.4M
-768.4M
-661.1M
-478.8M
-384.3M
-328.9M
-444M
-488.4M
-404.5M
-254.3M
-268.1M
-294M
-98.2M
-65.3M
1.1B
504.8M
180.5M
317.5M
302.2M
348.7M
690.5M
901.5M
652.8M
470.1M
326.9M
311.8M
407.1M
452.4M
300.6M
238M
211.5M
286.5M
82.8M
77.6M
-584.4M
-775.4M
-590.8M
-382.3M
103.3M
-692.6M
-121.4M
-137.6M
-103.7M
-272.7M
-166.3M
-150.3M
-105.6M
-50.6M
-49.8M
-82.7M
-83.6M
-145M
-55.2M
-93.3M
-106.5M
-677.1M
-424M
-384.4M
-78.9M
-804.7M
-163.2M
-11.6M
-114.7M
-289.6M
-227.1M
-170M
-135.9M
-89.9M
-161.9M
-105.3M
-142.7M
-155.7M
-75.4M
-83.7M
FINANCING ACTIVITIES
-2.1M
-4.2M
-2.7M
-4.8M
-3.8M
-2.3M
-11.8M
-2M
-2.4M
-1.9M
-918K
-616K
-331K
-205K
-167K
-396K
1.3M
-4.1M
-21.2M
-3.7M
-49.7M
100M
150M
46.8M
-122.7M
-48.5M
-17.6M
-1.3M
-1.6M
7.6M
6.6M
2.5M
-28.5M
-38.5M
-2M
-1.2M
-8.9M
9.9M
64.3M
2.4M
-37.1M
-35.8M
-34.6M
-33.3M
-28.2M
-24.5M
-23.5M
-21.8M
-18.1M
-16.1M
-14.2M
-12.9M
-11.7M
-10.7M
-9.9M
-11.8M
-9.2M
-9.1M
-8.9M
-7.9M
-2.1M
-4.2M
-2.7M
-4.8M
-3.8M
-2.3M
-11.8M
-2M
-2.4M
-1.9M
-918K
-616K
-331K
-205K
-167K
-396K
-393K
-5.4M
-22.4M
-5.3M
624.7M
499.3M
303.2M
-526.8M
774.8M
871.1M
208.5M
30.4M
174.4M
180.9M
222.1M
144.6M
121.1M
137.3M
142.9M
91.2M
151.7M
122.2M
3.5M
72M
535.8M
559.3M
415.9M
-518.1M
620M
795.8M
155.5M
5.4M
152.3M
170.5M
213.5M
133.5M
80.6M
87.9M
130.8M
77.9M
134.9M
119M
37.8M
62.7M
CASH FLOW SUMMARY
595.4M
25.1M
98.6M
-793.8M
643.2M
68.2M
50.8M
59.7M
91.3M
-55.9M
29.6M
3.5M
3.1M
12.8M
13.3M
9.2M
5.3M
-12.2M
-20.3M
15.6M
291M
266M
167.4M
961.2M
317.9M
249.7M
198.9M
139.2M
48M
103.8M
74.2M
70.8M
67.7M
54.9M
41.7M
32.4M
27.1M
39.3M
59.7M
44M
886.4M
291M
266M
167.4M
961.2M
317.9M
249.7M
198.9M
139.2M
48M
103.8M
74.2M
70.8M
67.7M
54.9M
41.7M
32.4M
27.1M
39.3M
59.7M
154M
133M
99M
90.3M
97.5M
71.7M
53.3M
58.8M
50.9M
56.9M
39.7M
37.4M
56M
11.5M
36.2M
30.5M
10.5M
21.3M
12.4M
34M

SEC Filings

SYBT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
S-4/A

S-4/A (Amended)

N/A

March 20, 2026
March 20, 2026
ย 
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 23, 2026
2026
S-4

S-4

N/A

March 09, 2026
March 09, 2026
ย 
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
Showing 1 to 10 of 394 filings