SmartFinancial, Inc.

SmartFinancial, Inc.

SMBK·NASDAQ

$37.87

-0.99%
Financial ServicesBanks - Regional

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.

At a Glance

Live Snapshot
Market Cap$644.90M
EPS2.1600
P/E Ratio17.53
Earnings Date04/20/2026

smbk

Operating Expenses

Last Annual Value

120.89M

3-Year CAGR

10%

5-Year CAGR

17%

10-Year CAGR

22%

SmartFinancial, Inc.

SmartFinancial, Inc. Competitors Analysis of Operating Expenses

SMBK · NASDAQ
CompanyOperating Expenses
CAGR 3Y
CAGR 5Y
CAGR 10Y
120.89M
2.2%5.8%14.5% 
76.14M
9.9%9.6%14.2%
138.23M
4.8%2.5%4.9%
103.14M
-5.3%12.8%N/A
96.97M
17.5%12.9%42.0%
102.08M
5.7%13.6%12.4%
154.23M
5.8%5.6%5.5%
132.62M
12.9%-1.5%N/A
142.46M
0.3%2.2%1.1%
104.30M
6.5%7.6%5.0%
125.61M
7.5%6.2%8.1%
SmartFinancial, Inc.

SmartFinancial, Inc. Fair Value Envelope

SMBK · NASDAQ

Our analysis suggests that SMBK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $37.87, this represents a potential HIDDEN relative to our calculated worth for SmartFinancial, Inc..

Intrinsic Value
Current Price: $37.87