SMBK - NASDAQ
SmartFinancial, Inc.
$37.87
-0.99%SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.
At a Glance
Live SnapshotSmartFinancial, Inc. Management Team
Mr. Monty Hatcher
Executive Vice President
Ms. Cynthia A. Cain
Executive Vice President & Chief Accounting Officer
Compensation
$352,410
Mr. Rhett D. Jordan
Executive Vice President & Chief Credit Officer
Compensation
$458,923
Mr. Ronald J. Gorczynski CPA
Executive Vice President & Chief Financial Officer
Compensation
$501,383
Ms. Rebecca C. Boyd
Executive Vice President & Chief People Officer
Mr. Nathan Strall
Head of Investor Relations
Mr. William Young Carroll Jr.
President, Chief Executive Officer & Director
Compensation
$994,570
Mr. Travis Lytle
Senior Vice President and Director of Community Development & Community Reinvestment Act Officer
Ms. Kelley L. Fowler
Senior Vice President and Director of Marketing & Public Relations - SmartBank
Ms. Robbie Washington
Senior Vice President, Community Reinvestment Act Officer & Director of HMDA
SmartFinancial, Inc. Insider Positioning
During the last 12 months, insiders have purchased $46K and sold $413K worth of SMBK shares, resulting in $367K of net selling activity.
3 Months
0
0.00
0
0.00
+0
+$0
3-6 Months
1.1K
46.05K
10.6K
403.86K
-358K
-$358K
6-9 Months
0
0.00
250
8.75K
-9K
-$9K
9-12 Months
0
0.00
0
0.00
+0
+$0
Top Buyers
Welborn Wesley Miller
Director, Officer: Chairman Of The Board
$36K
Shomaker Kelli D
Director
$10K
Top Sellers
Tucker Steven B.
Director
$404K
Jordan Rhett D.
Officer: Evp & Chief Credit Officer
$9K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $367K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.
Insider Participation
2 insider buyers and 2 sellers. Equal participation suggests mixed or neutral insider views.
SEC Filings
SMBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 21, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 08, 2025 | May 22, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 09, 2024 | May 23, 2024 | 2024 | |
DEF 14A DEF 14A N/A | April 11, 2023 | April 11, 2023 | ||
DEF 14A DEF 14A 2022 N/A | April 13, 2022 | May 26, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 16, 2021 | May 27, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 17, 2020 | May 28, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 19, 2019 | May 02, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | April 02, 2018 | May 24, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | April 03, 2017 | April 03, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.