SMBK - NASDAQ
SmartFinancial, Inc.
$37.87
-0.99%SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.
At a Glance
Live SnapshotSmartFinancial, Inc. Dividend History
SMBK Dividend Payment History
Total Payments
45
Latest Dividend
$0.0800
Annual Amount
$0.3200
Frequency
Quarterly
| Declaration | Ex-Date | Payment Date | Dividend | Adjusted | Frequency | Growth |
|---|---|---|---|---|---|---|
Jan 29, 2026 | Feb 13, 2026 | Mar 2, 2026 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Oct 31, 2025 | Nov 17, 2025 | Dec 2, 2025 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Jul 24, 2025 | Aug 8, 2025 | Aug 25, 2025 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Apr 21, 2025 | May 2, 2025 | May 19, 2025 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Jan 21, 2025 | Jan 31, 2025 | Feb 18, 2025 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Oct 28, 2024 | Nov 12, 2024 | Nov 27, 2024 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Jul 25, 2024 | Aug 9, 2024 | Aug 26, 2024 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Apr 25, 2024 | May 10, 2024 | May 28, 2024 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Jan 22, 2024 | Feb 2, 2024 | Feb 20, 2024 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Oct 27, 2023 | Nov 13, 2023 | Nov 27, 2023 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Jul 27, 2023 | Aug 11, 2023 | Aug 28, 2023 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Apr 27, 2023 | May 12, 2023 | May 29, 2023 | $0.0800 | $0.0800 | Quarterly | 0.00% |
Jan 26, 2023 | Feb 10, 2023 | Feb 27, 2023 | $0.0800 | $0.0800 | Quarterly | +14.29% |
Oct 28, 2022 | Nov 14, 2022 | Nov 29, 2022 | $0.0700 | $0.0700 | Quarterly | 0.00% |
Jul 28, 2022 | Aug 12, 2022 | Aug 29, 2022 | $0.0700 | $0.0700 | Quarterly | 0.00% |
Apr 28, 2022 | May 13, 2022 | May 31, 2022 | $0.0700 | $0.0700 | Quarterly | 0.00% |
Jan 27, 2022 | Feb 11, 2022 | Feb 28, 2022 | $0.0700 | $0.0700 | Quarterly | +16.67% |
Oct 28, 2021 | Nov 12, 2021 | Nov 29, 2021 | $0.0600 | $0.0600 | Quarterly | 0.00% |
Jul 23, 2021 | Aug 6, 2021 | Aug 23, 2021 | $0.0600 | $0.0600 | Quarterly | 0.00% |
Apr 22, 2021 | May 7, 2021 | May 21, 2021 | $0.0600 | $0.0600 | Quarterly | 0.00% |
Jan 28, 2021 | Feb 12, 2021 | Mar 1, 2021 | $0.0600 | $0.0600 | Quarterly | +20.00% |
Oct 23, 2020 | Nov 9, 2020 | Nov 23, 2020 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Jul 23, 2020 | Aug 7, 2020 | Aug 24, 2020 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Apr 23, 2020 | May 8, 2020 | May 25, 2020 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Jan 23, 2020 | Feb 7, 2020 | Feb 21, 2020 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Nov 6, 2019 | Nov 21, 2019 | Dec 6, 2019 | $0.0500 | $0.0500 | Quarterly | -57.63% |
Jun 2, 2009 | Jun 12, 2009 | Jul 3, 2009 | $0.0300 | $0.1180 | Quarterly | -57.09% |
Feb 25, 2009 | Mar 13, 2009 | Apr 3, 2009 | $0.0700 | $0.2750 | Quarterly | 0.00% |
Nov 21, 2008 | Dec 19, 2008 | Jan 5, 2009 | $0.0700 | $0.2750 | Quarterly | 0.00% |
Aug 22, 2008 | Sep 19, 2008 | Oct 3, 2008 | $0.0700 | $0.2750 | Quarterly | 0.00% |
May 23, 2008 | Jun 15, 2008 | Jul 3, 2008 | $0.0700 | $0.2750 | Quarterly | +1.10% |
Feb 29, 2008 | Mar 14, 2008 | Apr 4, 2008 | $0.0700 | $0.2720 | Quarterly | -1.09% |
Feb 29, 2008 | Mar 14, 2008 | Apr 4, 2008 | $0.0700 | $0.2750 | Quarterly | 0.00% |
Nov 26, 2007 | Dec 14, 2007 | Jan 4, 2008 | $0.0700 | $0.2750 | Quarterly | +40.31% |
Aug 24, 2007 | Sep 18, 2007 | Oct 5, 2007 | $0.0500 | $0.1960 | Quarterly | 0.00% |
May 29, 2007 | Jun 18, 2007 | Jul 6, 2007 | $0.0500 | $0.1960 | Quarterly | 0.00% |
Feb 28, 2007 | Mar 16, 2007 | Apr 9, 2007 | $0.0500 | $0.1960 | Quarterly | +100.00% |
Nov 30, 2006 | Dec 20, 2006 | Jan 8, 2007 | $0.0500 | $0.0980 | Quarterly | -16.95% |
Sep 5, 2006 | Sep 15, 2006 | Oct 6, 2006 | $0.0600 | $0.1180 | Quarterly | 0.00% |
Jun 7, 2006 | Jun 12, 2006 | Jul 7, 2006 | $0.0600 | $0.1180 | Quarterly | 0.00% |
Mar 1, 2006 | Mar 15, 2006 | Apr 10, 2006 | $0.0600 | $0.1180 | Quarterly | 0.00% |
Nov 29, 2005 | Dec 19, 2005 | Jan 9, 2006 | $0.0600 | $0.1180 | Quarterly | -24.84% |
May 20, 2005 | Jun 20, 2005 | Jul 11, 2005 | $0.0800 | $0.1570 | Quarterly | -19.90% |
Dec 2, 2004 | Dec 27, 2004 | Jan 18, 2005 | $0.1000 | $0.1960 | Annual | +100.00% |
Dec 16, 2003 | Dec 29, 2003 | Jan 26, 2004 | $0.0980 | $0.0980 | Quarterly | - |
SmartFinancial, Inc. Payout Ratio Analysis
Dividend Sustainability Analysis
Payout Ratio
Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.
FCF Payout Ratio
Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.
Dividend Growth
Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.
Sustainability
Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.
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