SMBK - NASDAQ
SmartFinancial, Inc.
$37.87
-0.99%SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.
At a Glance
Live Snapshotsmbk
Cash and Cash Equivalents
Last Annual Value
373.51M
3-Year CAGR
-28%
5-Year CAGR
18%
10-Year CAGR
25%
SmartFinancial, Inc. Competitors Analysis of Cash and Cash Equivalents
| Company | Cash and Cash Equivalents | CAGR 3Y | CAGR 5Y | CAGR 10Y | |
|---|---|---|---|---|---|
SmartFinancial, Inc. NASDAQ:SMBK | 373.51M | 8.2% | -18.0% | 18.4% | |
 Bridgewater Bancshares, Inc. NASDAQ:BWB | 123.51M | -1.3% | -3.2% | 19.3% | |
 Independent Bank Corporation NASDAQ:IBCP | 138.39M | -6.6% | 4.8% | 4.5% | |
 NB Bancorp, Inc. Common Stock NASDAQ:NBBK | 325.71M | 53.3% | -6.6% | N/A | |
 Southern California Bancorp NASDAQ:BCAL | 52.01M | 16.4% | 18.3% | N/A | |
 Southern Missouri Bancorp, Inc. NASDAQ:SMBC | 193.10M | 51.8% | 9.2% | 23.6% | |
 First Financial Corporation NASDAQ:THFF | 130.37M | 19.3% | -28.3% | 5.7% | |
 South Plains Financial, Inc. NASDAQ:SPFI | 58.32M | -43.9% | -34.6% | N/A | |
 Great Southern Bancorp, Inc. NASDAQ:GSBC | 97.97M | -22.6% | -32.8% | -10.0% | |
 First Community Bankshares, Inc. NASDAQ:FCBC | 512.24M | 86.4% | 59.0% | 29.8% | |
 Heritage Commerce Corp NASDAQ:HTBK | 21.68M | -62.4% | -55.9% | -22.2% |
SmartFinancial, Inc. Fair Value Envelope
Related Guides
Continue your SMBK research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.