PROV - NASDAQ
Provident Financial Holdings, Inc.
$16.90
-0.15%Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.
At a Glance
Live Snapshotprov
Operating Income
Last Annual Value
8.87M
3-Year CAGR
-12%
5-Year CAGR
-4%
10-Year CAGR
-6%
Provident Financial Holdings, Inc. Competitors Analysis of Operating Income
| Company | Operating Income | CAGR 3Y | CAGR 5Y | CAGR 10Y | |
|---|---|---|---|---|---|
Provident Financial Holdings, Inc. NASDAQ:PROV | 8.87M | -10.6% | -2.7% | -3.6% | |
 Affinity Bancshares, Inc. NASDAQ:AFBI | 11.24M | 10.2% | 2.5% | 12.3% | |
 Sound Financial Bancorp, Inc. NASDAQ:SFBC | 8.67M | -1.2% | -5.4% | 0.7% | |
 Rhinebeck Bancorp, Inc. NASDAQ:RBKB | 12.69M | 31.2% | -3.3% | 12.2% | |
 Pathfinder Bancorp, Inc. NASDAQ:PBHC | -4.09M | N/A | N/A | N/A | |
 SR Bancorp, Inc. Common stock NASDAQ:SRBK | 6.13M | N/A | 22.4% | N/A | |
 Magyar Bancorp, Inc. NASDAQ:MGYR | 13.81M | 8.7% | 9.6% | 22.9% | |
 Riverview Bancorp, Inc. NASDAQ:RVSB | -5.83M | N/A | N/A | N/A | |
 Lake Shore Bancorp, Inc. NASDAQ:LSBK | 8.75M | 12.1% | 3.2% | 7.4% | |
 IF Bancorp, Inc. NASDAQ:IROQ | 5.92M | -1.9% | -4.3% | 0.6% | |
 First Guaranty Bancshares, Inc. NASDAQ:FGBI | -68.56M | N/A | N/A | N/A |
Provident Financial Holdings, Inc. Fair Value Envelope
Related Guides
Continue your PROV research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.