PROV - NASDAQ
Provident Financial Holdings, Inc.
$16.90
-0.15%Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.
At a Glance
Live SnapshotProvident Financial Holdings, Inc. Management Team
Mr. Donavon P. Ternes
President & Chief Executive Officer
Compensation
$489,862
Avedis Demirdjian
Senior Vice President & Chief Information Officer
Glee Ann Harris
Senior Vice President of Human Resources
Mr. Peter C. Fan
Senior Vice President, Chief Financial Officer & Corporate Secretary
Mr. Haryanto Sunarto
Vice President & Treasurer
Provident Financial Holdings, Inc. Insider Positioning
During the last 12 months, insiders have sold $156K worth of PROV shares, with no buying activity reported.
3 Months
0
0.00
3.0K
50.76K
-51K
-$51K
3-6 Months
0
0.00
0
0.00
+0
+$0
6-9 Months
0
0.00
4.8K
75.07K
-75K
-$75K
9-12 Months
0
0.00
1.9K
29.88K
-30K
-$30K
Top Buyers
No buying activity
Top Sellers
Wertz Gwendolyn
Officer: Senior Vice President
$105K
Weiant David
Officer: Senior Vice President
$51K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $156K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.
SEC Filings
PROV - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2025 N/A | October 20, 2025 | November 20, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | October 24, 2024 | October 24, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | October 26, 2023 | October 26, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | October 27, 2022 | October 27, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | October 28, 2021 | October 28, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | October 22, 2020 | October 22, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | October 24, 2019 | October 24, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | October 25, 2018 | October 25, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | October 25, 2017 | October 25, 2017 | 2017 | |
DEF 14A DEF 14A 2016 N/A | October 14, 2016 | October 14, 2016 | 2016 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.