Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc.

PROVยทNASDAQ

$16.90

-0.15%
Financial ServicesBanks - Regional

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.

At a Glance

Live Snapshot
Market Cap$105.69M
EPS0.9300
P/E Ratio18.17
Earnings Date07/27/2026
0.87%
Dividend Yield
-1%
3Y-15.0%
5Y+5.0%
10Y+33.0%
65.83%
Dividend Payout Ratio
4%
3Y+54.0%
5Y-1.0%
10Y+73.0%
3Y-10.0%
5Y-13.0%
10Y-9.0%
Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. Dividend History

PROV ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

PROV Dividend Payment History

PROV ยท NASDAQ

Total Payments

50

Latest Dividend

$0.1400

Annual Amount

$0.7000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 23, 2026
May 14, 2026Jun 4, 2026
$0.1400
$0.1400
Quarterly0.00%
Jan 22, 2026
Feb 12, 2026Mar 5, 2026
$0.1400
$0.1400
Quarterly0.00%
Oct 23, 2025
Nov 13, 2025Dec 4, 2025
$0.1400
$0.1400
Quarterly0.00%
Jul 24, 2025
Aug 14, 2025Sep 4, 2025
$0.1400
$0.1400
Quarterly0.00%
Apr 24, 2025
May 15, 2025Jun 5, 2025
$0.1400
$0.1400
Quarterly0.00%
Jan 23, 2025
Feb 13, 2025Mar 6, 2025
$0.1400
$0.1400
Quarterly0.00%
Oct 24, 2024
Nov 14, 2024Dec 5, 2024
$0.1400
$0.1400
Quarterly0.00%
Jul 25, 2024
Aug 15, 2024Sep 5, 2024
$0.1400
$0.1400
Quarterly0.00%
Apr 25, 2024
May 16, 2024Jun 6, 2024
$0.1400
$0.1400
Quarterly0.00%
Jan 25, 2024
Feb 15, 2024Mar 7, 2024
$0.1400
$0.1400
Quarterly0.00%
Oct 26, 2023
Nov 16, 2023Dec 7, 2023
$0.1400
$0.1400
Quarterly0.00%
Jul 27, 2023
Aug 17, 2023Sep 7, 2023
$0.1400
$0.1400
Quarterly0.00%
Apr 27, 2023
May 18, 2023Jun 8, 2023
$0.1400
$0.1400
Quarterly0.00%
Jan 24, 2023
Feb 14, 2023Mar 7, 2023
$0.1400
$0.1400
Quarterly0.00%
Oct 27, 2022
Nov 17, 2022Dec 8, 2022
$0.1400
$0.1400
Quarterly0.00%
Jul 28, 2022
Aug 18, 2022Sep 8, 2022
$0.1400
$0.1400
Quarterly0.00%
Apr 28, 2022
May 19, 2022Jun 9, 2022
$0.1400
$0.1400
Quarterly0.00%
Jan 25, 2022
Feb 15, 2022Mar 8, 2022
$0.1400
$0.1400
Quarterly0.00%
Oct 28, 2021
Nov 18, 2021Dec 9, 2021
$0.1400
$0.1400
Quarterly0.00%
Jul 22, 2021
Aug 12, 2021Sep 2, 2021
$0.1400
$0.1400
Quarterly0.00%
Apr 27, 2021
May 18, 2021Jun 8, 2021
$0.1400
$0.1400
Quarterly0.00%
Jan 28, 2021
Feb 18, 2021Mar 11, 2021
$0.1400
$0.1400
Quarterly0.00%
Oct 29, 2020
Nov 19, 2020Dec 10, 2020
$0.1400
$0.1400
Quarterly0.00%
Jul 30, 2020
Aug 20, 2020Sep 10, 2020
$0.1400
$0.1400
Quarterly0.00%
Apr 30, 2020
May 21, 2020Jun 11, 2020
$0.1400
$0.1400
Quarterly0.00%
Jan 28, 2020
Feb 18, 2020Mar 10, 2020
$0.1400
$0.1400
Quarterly0.00%
Oct 30, 2019
Nov 20, 2019Dec 11, 2019
$0.1400
$0.1400
Quarterly0.00%
Jul 30, 2019
Aug 20, 2019Sep 10, 2019
$0.1400
$0.1400
Quarterly0.00%
Apr 30, 2019
May 21, 2019Jun 11, 2019
$0.1400
$0.1400
Quarterly0.00%
Jan 29, 2019
Feb 19, 2019Mar 12, 2019
$0.1400
$0.1400
Quarterly0.00%
Oct 25, 2018
Nov 15, 2018Dec 6, 2018
$0.1400
$0.1400
Quarterly0.00%
Jul 31, 2018
Aug 21, 2018Sep 11, 2018
$0.1400
$0.1400
Quarterly0.00%
Apr 26, 2018
May 17, 2018Jun 7, 2018
$0.1400
$0.1400
Quarterly0.00%
Jan 30, 2018
Feb 20, 2018Mar 13, 2018
$0.1400
$0.1400
Quarterly0.00%
Oct 24, 2017
Nov 14, 2017Dec 5, 2017
$0.1400
$0.1400
Quarterly0.00%
Aug 1, 2017
Aug 21, 2017Sep 11, 2017
$0.1400
$0.1400
Quarterly+7.69%
May 1, 2017
May 19, 2017Jun 9, 2017
$0.1300
$0.1300
Quarterly0.00%
Jan 26, 2017
Feb 15, 2017Mar 8, 2017
$0.1300
$0.1300
Quarterly0.00%
Oct 26, 2016
Nov 15, 2016Dec 6, 2016
$0.1300
$0.1300
Quarterly0.00%
Jul 26, 2016
Aug 15, 2016Sep 5, 2016
$0.1300
$0.1300
Quarterly+8.33%
Apr 27, 2016
May 17, 2016Jun 7, 2016
$0.1200
$0.1200
Quarterly0.00%
Jan 27, 2016
Feb 16, 2016Mar 8, 2016
$0.1200
$0.1200
Quarterly0.00%
Oct 23, 2015
Nov 12, 2015Dec 3, 2015
$0.1200
$0.1200
Quarterly0.00%
Jul 22, 2015
Aug 11, 2015Sep 1, 2015
$0.1200
$0.1200
Quarterly0.00%
Apr 29, 2015
May 19, 2015Jun 9, 2015
$0.1200
$0.1200
Quarterly+9.09%
Jan 29, 2015
Feb 18, 2015Mar 12, 2015
$0.1100
$0.1100
Quarterly0.00%
Oct 31, 2014
Nov 20, 2014Dec 12, 2014
$0.1100
$0.1100
Quarterly0.00%
Jul 23, 2014
Aug 12, 2014Sep 3, 2014
$0.1100
$0.1100
Quarterly+10.00%
Apr 30, 2014
May 20, 2014Jun 11, 2014
$0.1000
$0.1000
Quarterly0.00%
Jan 29, 2014
Feb 19, 2014Mar 10, 2014
$0.1000
$0.1000
Quarterly-
prov

Provident Financial Holdings, Inc. Payout Ratio Analysis

PROV ยท NASDAQ
Dividends Paid
-3.77M
2025
Net Income
6.25M
2025
Payout Ratio
60.21%
2025

Dividend Sustainability Analysis

Payout Ratio
60.21%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
46.2%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+3.1%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.