Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc.

PROV·NASDAQ

$16.90

-0.15%
Financial ServicesBanks - Regional

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.

At a Glance

Live Snapshot
Market Cap$105.69M
EPS0.9300
P/E Ratio18.17
Earnings Date07/27/2026

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Retained Earnings

Last Annual Value

212.40M

3-Year CAGR

2%

5-Year CAGR

2%

10-Year CAGR

1%

Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. Competitors Analysis of Retained Earnings

PROV · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
212.40M
0.8%1.4%1.0% 
76.11M
2.2%5.5%5.4%
81.48M
3.4%4.5%8.3%
101.80M
0.5%2.6%5.8%
71.88M
-1.9%3.4%7.3%
120.50M
1.2%-0.8%N/A
66.58M
8.5%11.1%10.6%
119.72M
0.5%6.4%10.9%
88.40M
3.8%4.6%5.1%
IROQ logo
IF Bancorp, Inc.
NASDAQ:IROQ
46.89M
2.6%5.6%2.4%
14.05M
-40.9%-24.3%-9.7%
Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. Fair Value Envelope

PROV · NASDAQ

Our analysis suggests that PROV has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.9, this represents a potential HIDDEN relative to our calculated worth for Provident Financial Holdings, Inc..

Intrinsic Value
Current Price: $16.9