Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc.

PROV·NASDAQ

$16.90

-0.15%
Financial ServicesBanks - Regional

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.

At a Glance

Live Snapshot
Market Cap$105.69M
EPS0.9300
P/E Ratio18.17
Earnings Date07/27/2026

prov

Net Debt

Last Annual Value

159.98M

3-Year CAGR

37%

5-Year CAGR

45%

10-Year CAGR

32%

Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. Competitors Analysis of Net Debt

PROV · NASDAQ
CompanyNet Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
159.98M
-1.8%39.1%14.8% 
150.00K
N/AN/AN/A
-116.98M
N/AN/AN/A
11.48M
-54.1%25.1%21.2%
95.71M
-16.2%5.7%6.4%
-24.57M
N/AN/AN/A
41.97M
N/AN/A11.4%
76.18M
-16.4%N/AN/A
-62.95M
N/AN/AN/A
IROQ logo
IF Bancorp, Inc.
NASDAQ:IROQ
52.83M
43.0%N/A-2.0%
-659.57M
N/AN/AN/A
Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. Fair Value Envelope

PROV · NASDAQ

Our analysis suggests that PROV has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.9, this represents a potential HIDDEN relative to our calculated worth for Provident Financial Holdings, Inc..

Intrinsic Value
Current Price: $16.9