CPI Card Group Inc.

CPI Card Group Inc.

PMTSยทNASDAQ

$16.21

-6.7%
Financial ServicesFinancial - Credit Services

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing banks. Its products include Europay, Mastercard, And Visa (EMV) and non-EMV financial payment cards and metal cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, and instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, group service providers, and card transaction processors in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is based in Littleton, Colorado.

At a Glance

Live Snapshot
Market Cap$186.02M
EPS1.3200
P/E Ratio12.28
Earnings Date08/14/2026
3Y+14.0%
5Y+74.0%
10Y+76.0%
3Y-59.0%
5Y-7.0%
10Y+177.0%
3Y+90.0%
5Y+170.0%
10Y-1.0%
CPI Card Group Inc.

CPI Card Group Inc. Profit Bridge

PMTS ยท NASDAQ
Revenue543.53M
Cost of Goods Sold (373.44M)
Gross Profit170.10M
Operating Expenses (115.25M)
Operating Income54.84M
Interest Expense (32.47M)
Other Income/Expense-33.23M
Pretax Income21.61M
Income Tax (6.66M)
Net Income14.95M
Net Income
14.95M

Profitability Analysis

Gross Margin

31.3%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

10.1%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

2.8%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

30.8%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

CPI Card Group Inc. Income Statement

PMTS โ€ข NASDAQ

CPI Card Group Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
REVENUE
543.5M
480.6M
444.5M
475.7M
375.1M
312.2M
278.1M
255.8M
254.9M
308.7M
374.1M
261M
196.4M
183.8M
GROSS PROFIT
(373.4M)
(309.4M)
(289.1M)
(300M)
(233.7M)
(201.9M)
(186.8M)
(177.2M)
(179.9M)
(206.8M)
(238.3M)
(179.3M)
(136.9M)
(130.9M)
170.1M
171.2M
155.5M
175.8M
141.4M
110.3M
91.3M
78.6M
75M
101.9M
135.8M
81.7M
59.5M
52.9M
OPERATING INCOME
(115.3M)
(108.4M)
(93.9M)
(96.6M)
(82M)
(71.9M)
(71.8M)
(74M)
(74M)
(70.2M)
(67.4M)
(47.3M)
(33.3M)
(33M)
(115.3M)
(103.4M)
(88.3M)
(90.8M)
(75.7M)
(65.8M)
(65.7M)
(68M)
(67.3M)
(64M)
(61.1M)
(42.7M)
(29.4M)
(29.2M)
54.8M
62.8M
61.6M
79.1M
59.5M
38.4M
19.5M
4.6M
-18.1M
29M
67.7M
34.5M
26.1M
19.9M
PRE-TAX INCOME
(32.5M)
(34.1M)
(26.9M)
(29.6M)
(30.6M)
(25.4M)
(24.9M)
(23.4M)
(20.8M)
(20M)
(0.0)
(7.5M)
(0.0)
(0.0)
-32.5M
-34.1M
-26.9M
-29.6M
-30.6M
-25.4M
-24.9M
-23.4M
-20.9M
-20M
-18.3M
-7.5M
-7.8M
-5.8M
(0.0)
(5M)
(5.6M)
(5.9M)
(6.3M)
(6.1M)
(6M)
(16K)
(11K)
(20K)
(359K)
(47.3M)
(18K)
(33M)
-33.2M
-37.8M
-27.1M
-30M
-35.6M
-25.5M
0.0
-23.7M
-39.4M
-20.4M
-18.6M
-8.2M
-8M
-5.3M
21.6M
25M
34.5M
49.1M
23.8M
12.9M
-678K
-19.1M
-38.4M
8.5M
49.1M
26.3M
18.2M
14.6M
NET INCOME
(6.7M)
(5.5M)
(10.5M)
(12.6M)
(7.9M)
-3.3M
(3.7M)
-4.3M
-16.4M
(3.1M)
(17.8M)
(10.3M)
(7M)
(5.9M)
15M
19.5M
24M
36.5M
15.9M
16.1M
-4.5M
-37.5M
-22M
5.4M
30.9M
13.3M
8.6M
4.9M

SEC Filings

PMTS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

March 05, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 05, 2026
March 05, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
8-K

8-K 2025

N/A

December 05, 2025
December 04, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 04, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 04, 2025
November 04, 2025
2025
Showing 1 to 10 of 174 filings