CPI Card Group Inc.

CPI Card Group Inc.

PMTSยทNASDAQ

$16.21

-6.7%
Financial ServicesFinancial - Credit Services

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing banks. Its products include Europay, Mastercard, And Visa (EMV) and non-EMV financial payment cards and metal cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, and instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, group service providers, and card transaction processors in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is based in Littleton, Colorado.

At a Glance

Live Snapshot
Market Cap$186.02M
EPS1.3200
P/E Ratio12.28
Earnings Date08/14/2026
3Y+90.0%
5Y+170.0%
10Y-1.0%
3Y+266.0%
5Y+818.0%
10Y+356.0%
3Y-73.0%
5Y-126.0%
10Y-72.0%
PMTS

CPI Card Group Inc. Cash Conversion Engine

PMTS ยท NASDAQ
Net Income14.95M
Depreciation & Amortization18.11M
Stock-Based Compensation6.96M
Change in Working Capital7.32M
Others12.16M
Capital Expenditures-18.18M
Free Cash Flow41.33M

Cash Flow Quality Analysis

FCF Conversion Rate

276.4%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

30.5%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+21.4%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$7.32M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

CPI Card Group Inc. Cash Flow Statement

PMTS โ€ข NASDAQ

CPI Card Group Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
OPERATING ACTIVITIES
15M
19.5M
24M
36.5M
15.9M
16.1M
-4.5M
-37.5M
-22M
5.4M
30.9M
13.3M
8.6M
4.9M
18.1M
16.4M
15.9M
14.9M
15.1M
16.8M
17M
18.4M
18M
16.9M
16M
14.8M
14.3M
12.7M
0.0
-3.9M
331K
1.6M
-2.2M
1M
1.1M
-6.9M
-9.1M
-1.8M
10.9M
-1.4M
2M
1M
7M
8.5M
7.5M
3.5M
1.3M
136K
250K
961K
2M
3.6M
9.6M
4.5M
610K
0.0
12.2M
10.3M
1.4M
3.5M
7.6M
5.3M
3.4M
21.4M
20.8M
4.5M
7.3M
80K
-67K
456K
(0.0)
(9.8M)
(10.5M)
(12.6M)
(9.8M)
(1.3M)
(780K)
(0.0)
(30K)
(468K)
(10.1M)
(3.2M)
(4.7M)
(4.3M)
7.3M
-7.5M
-15.2M
-28.6M
-17.5M
-17.4M
-14.5M
7.1M
-7.3M
31.4M
-30.8M
-4.9M
-1.8M
2.7M
59.5M
43.3M
34M
31.3M
20.2M
22M
2.8M
3.5M
2.4M
60M
43.9M
26.6M
23.6M
21.3M
INVESTING ACTIVITIES
(0.0)
-9.3M
-6.4M
-17.9M
-10.1M
-7.1M
-4.2M
-5.6M
-8.8M
-14.3M
-18.7M
-17M
-9.2M
-11M
-44.2M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(1.5M)
(0.0)
(0.0)
(0.0)
(0.0)
-54.9M
(0.0)
-1.2M
-2.8M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-18.1M
36K
183K
95K
156K
0.0
150K
-220K
-1.5M
-14.3M
5M
0.0
0.0
-1.2M
-65.1M
-9.2M
-6.2M
-17.8M
-9.9M
-7.1M
-2.6M
-5.9M
-8.8M
-14.3M
-13.7M
-71.8M
-9.2M
-12.2M
FINANCING ACTIVITIES
0.0
-8.7M
-250K
0.0
0.0
0.0
0.0
0.0
0.0
-6M
135.3M
0.0
50K
181K
-4.2M
11.9M
-25.8M
-21.2M
-34.9M
26.5M
-1.9M
-519K
0.0
-9M
141.6M
49M
-12.1M
23.9M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-7.5M
-7.5M
-230.4M
(0.0)
(0.0)
-28.4M
(0.0)
-8.7M
-250K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-341K
-6M
(0.0)
(0.0)
-48K
-16.6M
-2M
-16.2M
-368K
-1.9M
-12.3M
-2.5M
0.0
0.0
-341K
611K
-17.7M
-421K
10K
134K
-6.2M
-13M
-26.4M
-23.2M
-47.2M
24M
-1.9M
-519K
-7.9M
-21.9M
-29.4M
48.5M
-12.1M
-20.7M
CASH FLOW SUMMARY
0.0
0.0
0.0
-47K
1K
23K
50K
-61K
494K
-399K
-186K
-107K
37K
111K
-11.8M
21.1M
1.4M
-9.6M
-36.9M
38.9M
-1.6M
-2.9M
-13.8M
23.3M
665K
3.2M
2.3M
-11.5M
33.5M
12.4M
11M
20.7M
57.6M
18.7M
20.3M
23.2M
37M
13.6M
12.9M
9.7M
7.4M
18.9M
21.7M
33.5M
12.4M
11M
20.7M
57.6M
18.7M
20.3M
23.2M
37M
13.6M
12.9M
9.7M
7.4M
41.3M
34.1M
27.6M
13.5M
10.2M
14.9M
-1.3M
-2.1M
-6.4M
45.7M
25.3M
9.7M
14.4M
10.3M

SEC Filings

PMTS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

March 05, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 05, 2026
March 05, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
8-K

8-K 2025

N/A

December 05, 2025
December 04, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 04, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 04, 2025
November 04, 2025
2025
Showing 1 to 10 of 174 filings