CPI Card Group Inc.

CPI Card Group Inc.

PMTSยทNASDAQ

$16.21

-6.7%
Financial ServicesFinancial - Credit Services

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing banks. Its products include Europay, Mastercard, And Visa (EMV) and non-EMV financial payment cards and metal cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, and instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, group service providers, and card transaction processors in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is based in Littleton, Colorado.

At a Glance

Live Snapshot
Market Cap$186.02M
EPS1.3200
P/E Ratio12.28
Earnings Date08/14/2026
CPI Card Group Inc.

CPI Card Group Inc. Fair Value Envelope

PMTS ยท NASDAQ

Our analysis suggests that PMTS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.21, this represents a potential HIDDEN relative to our calculated worth for CPI Card Group Inc..

Intrinsic Value
Current Price: $16.21

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$4.2B
+ Cash & Equivalents$21.7M
Firm Value$4.2B
- Debt$337.5M
Equity Value$3.9B
/ Shares Outstanding11,337,367B
DCF Value$340
UNDERVALUED BY 1996%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$72.2M
$87.6M
$106.3M
$129.0M
$156.6M
$190.0M
$230.6M
$279.9M
$339.6M
$412.1M
Maintenance CapEx
-$4.4M
-$5.4M
-$6.5M
-$7.9M
-$9.6M
-$11.6M
-$14.1M
-$17.1M
-$20.7M
-$25.2M
Owner Earnings
$67.8M
$82.3M
$99.8M
$121.2M
$147.0M
$178.4M
$216.5M
$262.8M
$318.9M
$387.0M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$62.8M
$70.5M
$79.3M
$89.1M
$100.1M
$112.4M
$126.3M
$142.0M
$159.5M
$179.2M
Terminal Value represents 73.1% of Enterprise Value