CPI Card Group Inc.

CPI Card Group Inc.

PMTSยทNASDAQ

$16.21

-6.7%
Financial ServicesFinancial - Credit Services

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing banks. Its products include Europay, Mastercard, And Visa (EMV) and non-EMV financial payment cards and metal cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, and instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, group service providers, and card transaction processors in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is based in Littleton, Colorado.

At a Glance

Live Snapshot
Market Cap$186.02M
EPS1.3200
P/E Ratio12.28
Earnings Date08/14/2026
pmts

CPI Card Group Inc. Street Expectations Map

PMTS ยท NASDAQ

Wall Street analysts project that PMTS stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 26.00, with estimates ranging from a low of 25.00 to a high of 27.00.

Lowest Target
25.00
54.23%
Consensus Target
26.00
60.39%
Highest Target
27.00
66.56%

The consensus 1-year price target stands at 26.00, with estimates ranging from a low of 25.00 to a high of 27.00.

Analyst Consensus Analysis

Upside Potential

+60.4%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

7.7% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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CPI Card Group Inc. Forward Estimates of Revenue

PMTS ยท NASDAQ
Latest Revenue
543.53M
FY 2025
Avg Estimate
592.86M
FY 2026
Estimate Range
591.28M - 594.45M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

pmts

CPI Card Group Inc. Forward Estimates of Net Income

PMTS ยท NASDAQ
Latest Net Income
14.95M
FY 2025
Avg Estimate
22.67M
FY 2026
Estimate Range
22.49M - 33.07M
Analyst Spread

Forward Growth Analysis

Projected Growth+51.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread47%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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CPI Card Group Inc. Forward Estimates of EPS

PMTS ยท NASDAQ
Latest EPS
1.32
FY 2025
Avg Estimate
$2.33
FY 2026
Estimate Range
$1.89 - $2.77
Analyst Spread

Forward Growth Analysis

Projected Growth+76.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread38%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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CPI Card Group Inc. Forward Estimates of EBIT

PMTS ยท NASDAQ
Latest EBIT
54.84M
FY 2025
Avg Estimate
82.25M
FY 2026
Estimate Range
82.03M - 82.47M
Analyst Spread

Forward Growth Analysis

Projected Growth+50.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CPI Card Group Inc. Forward Estimates of EBITDA

PMTS ยท NASDAQ
Latest EBITDA
77.30M
FY 2025
Avg Estimate
103.94M
FY 2026
Estimate Range
103.66M - 104.21M
Analyst Spread

Forward Growth Analysis

Projected Growth+34.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CPI Card Group Inc. Forward Estimates of SG&A Expense

PMTS ยท NASDAQ
Latest SG&A Expense
115.25M
FY 2025
Avg Estimate
120.75M
FY 2026
Estimate Range
120.43M - 121.07M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.8%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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CPI Card Group Inc. Insider Positioning

PMTS ยท NASDAQ

During the last 12 months, insiders have purchased $3.12M and sold $28.80M worth of PMTS shares, resulting in $25.68M of net selling activity.

3 Months

Bought

6.5K

104.00K

Sold

4.9K

74.61K

Net Activity

+29K

+$29K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

210.0K

2.84M

Sold

2.1M

28.72M

Net Activity

-25.9M

-$25.88M

9-12 Months

Bought

10.6K

167.54K

Sold

0

0.00

Net Activity

+168K

+$168K

Top Buyers

1
RHS

Riley H Sanford

Director, Other: Non-Executive Chairman

226.5K sharesโ€ข4 transactions

$3.11M

2
MR

Mallela Ravi

Director

623 sharesโ€ข1 transactions

$10K

Top Sellers

1
PEU

Parallel49 Equity, Ulc

10 Percent Owner

2.1M sharesโ€ข1 transactions

$28.72M

2
CDA

Carmignani Donna Abbey

Officer: Controller & Chief Acct. Off.

4.9K sharesโ€ข1 transactions

$75K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $25.68M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.11:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$29K

Positive recent trend with net buying activity. Insiders have been accumulating shares in recent months.

Insider Participation

Balanced

2 insider buyers and 2 sellers. Equal participation suggests mixed or neutral insider views.