PBFS - NASDAQ
Pioneer Bancorp, Inc.
$16.79
-5.8%Pioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, one- to four-family residential real estate, home equity, and consumer loans; and home equity lines of credit. The company also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, and life insurance products, as well as defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. It operates through a network of 22 retail banking offices in Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. The company was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
At a Glance
Live Snapshotpbfs
Cash at Beginning of Period
Last Annual Value
150.48M
3-Year CAGR
-23%
5-Year CAGR
-8%
10-Year CAGR
16%
Pioneer Bancorp, Inc. Competitors Analysis of Cash at Beginning of Period
| Company | Cash at Beginning of Period | CAGR 3Y | CAGR 5Y | CAGR 10Y | |
|---|---|---|---|---|---|
Pioneer Bancorp, Inc. NASDAQ:PBFS | 150.48M | -26.3% | -0.8% | N/A | |
 Bankwell Financial Group, Inc. NASDAQ:BWFG | 11.82M | -67.9% | -50.8% | -18.2% | |
 BayCom Corp NASDAQ:BCML | 364.03M | 27.2% | 4.0% | 12.9% | |
 Farmers & Merchants Bancorp, Inc. NASDAQ:FMAO | 176.35M | 27.8% | 0.1% | 23.1% | |
 West Bancorporation, Inc. NASDAQ:WTBA | 243.48M | 109.3% | -9.3% | 12.9% | |
 Midland States Bancorp, Inc. NASDAQ:MSBI | 114.77M | -10.6% | -19.6% | -6.0% | |
 Orange County Bancorp, Inc. NASDAQ:OBT | 4.01M | -64.0% | -49.4% | -12.7% | |
 RBB Bancorp NASDAQ:RBB | 32.10M | -27.3% | -30.3% | -11.9% | |
 Southern First Bancshares, Inc. NASDAQ:SFST | 162.86M | -1.6% | 10.1% | 10.0% | |
 MVB Financial Corp. NASDAQ:MVBF | 317.91M | 99.1% | 3.8% | 27.0% | |
 PCB Bancorp NASDAQ:PCB | 198.79M | 10.6% | 0.5% | 10.0% |
Pioneer Bancorp, Inc. Fair Value Envelope
Related Guides
Continue your PBFS research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.