NRDS - NASDAQ
NerdWallet, Inc.
$8.02
-4.8%NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It serves customers in the United States, the United Kingdom, and Canada. The company was founded in 2009 and is based in San Francisco, California.
At a Glance
Live SnapshotNerdWallet, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
NerdWallet, Inc. Cash Flow Statement
NRDS • NASDAQ
| NerdWallet, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||
48.7M | 30.4M | -11.8M | -10.2M | -42.5M | 5.3M | 24.2M | |
46.4M | 48.4M | 48.2M | 37M | 27.1M | 15.1M | 9.4M | |
16M | -46.1M | -500K | -12.6M | 4.4M | -4.6M | 1.4M | |
28.6M | 37.7M | 38.8M | 34.4M | 17.9M | 6.4M | 5M | |
4M | 10.8M | 2.6M | -900K | 23.9M | 5.9M | 7.7M | |
(0.0) | (16M) | (13.5M) | (4M) | (300K) | (1.2M) | (1.5M) | |
-12.1M | -9.4M | -5.2M | -22.7M | -23.6M | -12.7M | -16.3M | |
131.6M | 71.8M | 72.1M | 25M | 7.2M | 15.4M | 31.4M | |
INVESTING ACTIVITIES | |||||||
-1.3M | -600K | -700K | -4.6M | -2.3M | -18.7M | -14.8M | |
(0.0) | -300K | (0.0) | -68.1M | (0.0) | -36.7M | (0.0) | |
-2M | -8.1M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-30M | -20.7M | -28.8M | -27.6M | -20.7M | 0.0 | 0.0 | |
-33.3M | -29.7M | -29.5M | -100.3M | -23M | -55.4M | -14.8M | |
FINANCING ACTIVITIES | |||||||
-67M | -80.1M | -20M | 0.0 | 127.1M | 53.1M | -2.3M | |
4.4M | -2M | -1.4M | 0.0 | -28.5M | -5M | 0.0 | |
-70.2M | -80.1M | -20M | (0.0) | -12.9M | -1.2M | -2.3M | |
-3.5M | 5.6M | -4.8M | -8.4M | 3.7M | 7.6M | 900K | |
-66.1M | -76.5M | -26.2M | -8.4M | 100.2M | 55.7M | -1.4M | |
CASH FLOW SUMMARY | |||||||
-200K | 300K | 100K | -200K | 0.0 | 100K | 0.0 | |
32M | -34.1M | 16.5M | -83.9M | 84.4M | 15.8M | 15.2M | |
66.3M | 100.4M | 83.9M | 167.8M | 83.4M | 67.6M | 52.4M | |
98.3M | 66.3M | 100.4M | 83.9M | 167.8M | 83.4M | 67.6M | |
130.3M | 71.2M | 42.6M | -7.2M | -15.8M | -3.3M | 16.6M |
SEC Filings
NRDS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 14, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 26, 2026 | March 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 25, 2026 | February 25, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 17, 2025 | December 16, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 |
Related Guides
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Statements
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