NRDS - NASDAQ
NerdWallet, Inc.
$8.02
-4.8%NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It serves customers in the United States, the United Kingdom, and Canada. The company was founded in 2009 and is based in San Francisco, California.
At a Glance
Live SnapshotNerdWallet, Inc. Funding & Solvency Profile
Financial Health Analysis
Current Ratio
Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.
Debt-to-Equity Ratio
Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.
Working Capital
Strong working capital position provides significant operational flexibility and financial cushion.
Asset Composition
Balanced asset mix between current and non-current assets, typical of many stable businesses.
Financial Health Insight
Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.
NerdWallet, Inc. Balance Sheet
NRDS • NASDAQ
| NerdWallet, Inc. Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
ASSETS | |||||||
CURRENT ASSETS | |||||||
98.3M | 66.3M | 100.4M | 83.9M | 167.8M | 83.4M | 67.6M | |
0.0 | 2.2M | 2.1M | 2M | 2M | 2M | 0.0 | |
98.3M | 68.5M | 102.5M | 85.9M | 169.8M | 85.4M | 67.6M | |
111M | 109M | 81M | 92.8M | 60.6M | 38.7M | 37.3M | |
111M | 109M | 75.5M | 87M | 57.6M | 37.3M | 36.1M | |
0.0 | 0.0 | 5.5M | 5.8M | 3M | 1.4M | 1.2M | |
0.0 | 14.6M | 13.5M | 10.4M | 12M | 5.2M | 2.8M | |
35.4M | 4.6M | 1.4M | 100K | 400K | 100K | 200K | |
244.7M | 196.7M | 198.4M | 189.2M | 242.8M | 129.4M | 107.9M | |
NON-CURRENT ASSETS | |||||||
38.9M | 48.3M | 59.8M | 60.4M | 48.8M | 41.7M | 34.1M | |
123.5M | 112.4M | 111.5M | 111.2M | 43.8M | 43.8M | 300K | |
21.5M | 33.3M | 46.9M | 64.1M | 27.6M | 35.6M | 0.0 | |
145M | 145.7M | 158.4M | 175.3M | 71.4M | 79.4M | 300K | |
29.4M | 45.6M | 0.0 | 0.0 | 0.0 | 4.1M | 2.3M | |
3.1M | 1.3M | 2M | 800K | 1.1M | 600K | 0.0 | |
216.4M | 240.9M | 220.2M | 236.5M | 121.3M | 125.8M | 36.7M | |
461.1M | 437.6M | 418.6M | 425.7M | 364.1M | 255.2M | 144.6M | |
LIABILITIES | |||||||
CURRENT LIABILITIES | |||||||
5.4M | 12M | 1.7M | 3.6M | 3.2M | 6.8M | 1.8M | |
5.4M | 8.9M | 1.7M | 3.6M | 3.2M | 5.4M | 1.8M | |
0.0 | 3.1M | 0.0 | 0.0 | 0.0 | 1.4M | 0.0 | |
0.0 | 9.4M | 2.4M | 1.4M | 3.7M | 1.3M | 2.5M | |
0.0 | 2.5M | 0.0 | 0.0 | 0.0 | 0.0 | 5M | |
0.0 | 2.3M | 3.4M | 3.1M | 2.4M | 7.4M | 7.1M | |
0.0 | 3.1M | 0.0 | 0.0 | 1.6M | 1.4M | 0.0 | |
0.0 | 33.9M | 25.3M | 26.1M | 22.1M | 8.1M | 10.5M | |
65.5M | 0.0 | 4.5M | 38.2M | 34.4M | 400K | 0.0 | |
70.9M | 60.1M | 37.3M | 72.4M | 65.8M | 24M | 26.9M | |
NON-CURRENT LIABILITIES | |||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30.3M | 30.7M | |
0.0 | 200K | 700K | 1.2M | 1.8M | 1.5M | 0.0 | |
15.7M | 9M | 7.5M | 800K | 26.2M | 109.3M | 72.4M | |
15.7M | 13.3M | 14.4M | 11.6M | 40.7M | 148.5M | 109.7M | |
0.0 | 6.4M | 9.6M | 12.7M | 15.1M | 14.8M | 13.7M | |
86.6M | 73.4M | 51.7M | 84M | 106.5M | 172.5M | 136.6M | |
SHAREHOLDERS' EQUITY | |||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -1.6M | |
0.0 | 530.9M | 483.7M | 427.3M | 331.6M | 99.8M | 29.8M | |
-188.1M | -166.5M | -116.5M | -84.7M | -74.5M | -17.7M | -20.2M | |
100K | -200K | -300K | -900K | 500K | 600K | 0.0 | |
562.5M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
374.5M | 364.2M | 366.9M | 341.7M | 257.6M | 82.7M | 8M | |
374.5M | 364.2M | 366.9M | 341.7M | 257.6M | 82.7M | 8M | |
SUMMARY | |||||||
461.1M | 437.6M | 418.6M | 425.7M | 364.1M | 255.2M | 144.6M | |
0.0 | 2.2M | 2.1M | 2M | 2M | 2M | 0.0 | |
0.0 | 8.9M | 9.6M | 12.7M | 15.1M | 45.1M | 49.4M | |
-98.3M | -57.4M | -90.8M | -71.2M | -152.7M | -38.3M | -18.2M | |
75,706,214 | 75,706,214 | 75,706,214 | 75,706,214 | 75,706,214 | 75,706,214 | 75,706,214 |
SEC Filings
NRDS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 14, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 26, 2026 | March 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 25, 2026 | February 25, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 17, 2025 | December 16, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.