NerdWallet, Inc.

NerdWallet, Inc.

NRDSยทNASDAQ

$8.02

-4.8%
Financial ServicesFinancial - Credit Services

NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It serves customers in the United States, the United Kingdom, and Canada. The company was founded in 2009 and is based in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$583.87M
EPS0.6600
P/E Ratio12.15
Earnings Date08/06/2026
NerdWallet, Inc.

NerdWallet, Inc. Fair Value Envelope

NRDS ยท NASDAQ

Our analysis suggests that NRDS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.02, this represents a potential HIDDEN relative to our calculated worth for NerdWallet, Inc..

Intrinsic Value
Current Price: $8.02

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$498.0B
+ Cash & Equivalents$98.3M
Firm Value$498.1B
- Debt$0
Equity Value$498.1B
/ Shares Outstanding75,706,214B
DCF Value$6.6K
UNDERVALUED BY 81935%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$240.8M
$440.7M
$806.6M
$1.5B
$2.7B
$4.9B
$9.0B
$16.6B
$30.3B
$55.4B
Maintenance CapEx
-$475.8K
-$870.8K
-$1.6M
-$2.9M
-$5.3M
-$9.8M
-$17.9M
-$32.7M
-$59.9M
-$109.6M
Owner Earnings
$240.4M
$439.9M
$805.0M
$1.5B
$2.7B
$4.9B
$9.0B
$16.5B
$30.2B
$55.3B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$222.6M
$377.1M
$639.0M
$1.1B
$1.8B
$3.1B
$5.3B
$8.9B
$15.1B
$25.6B
Terminal Value represents 87.5% of Enterprise Value