NerdWallet, Inc.

NerdWallet, Inc.

NRDSยทNASDAQ

$8.02

-4.8%
Financial ServicesFinancial - Credit Services

NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It serves customers in the United States, the United Kingdom, and Canada. The company was founded in 2009 and is based in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$583.87M
EPS0.6600
P/E Ratio12.15
Earnings Date08/06/2026
nrds

NerdWallet, Inc. Street Expectations Map

NRDS ยท NASDAQ

Wall Street analysts project that NRDS stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 13.33, with estimates ranging from a low of 12.00 to a high of 15.00.

Lowest Target
12.00
49.63%
Consensus Target
13.33
66.21%
Highest Target
15.00
87.03%

The consensus 1-year price target stands at 13.33, with estimates ranging from a low of 12.00 to a high of 15.00.

Analyst Consensus Analysis

Upside Potential

+66.2%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

22.5% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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NerdWallet, Inc. Forward Estimates of Revenue

NRDS ยท NASDAQ
Latest Revenue
836.60M
FY 2025
Avg Estimate
888.20M
FY 2026
Estimate Range
865.08M - 912.12M
Analyst Spread

Forward Growth Analysis

Projected Growth+6.2%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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NerdWallet, Inc. Forward Estimates of Net Income

NRDS ยท NASDAQ
Latest Net Income
48.70M
FY 2025
Avg Estimate
70.21M
FY 2026
Estimate Range
60.91M - 81.47M
Analyst Spread

Forward Growth Analysis

Projected Growth+44.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread29%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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NerdWallet, Inc. Forward Estimates of EPS

NRDS ยท NASDAQ
Latest EPS
0.66
FY 2025
Avg Estimate
$0.93
FY 2026
Estimate Range
$0.77 - $1.03
Analyst Spread

Forward Growth Analysis

Projected Growth+41.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread28%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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NerdWallet, Inc. Forward Estimates of EBIT

NRDS ยท NASDAQ
Latest EBIT
69.60M
FY 2025
Avg Estimate
-17.78M
FY 2026
Estimate Range
-18.26M - -17.31M
Analyst Spread

Forward Growth Analysis

Projected Growth-125.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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NerdWallet, Inc. Forward Estimates of EBITDA

NRDS ยท NASDAQ
Latest EBITDA
116.00M
FY 2025
Avg Estimate
48.52M
FY 2026
Estimate Range
47.26M - 49.83M
Analyst Spread

Forward Growth Analysis

Projected Growth-58.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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NerdWallet, Inc. Forward Estimates of SG&A Expense

NRDS ยท NASDAQ
Latest SG&A Expense
641.00M
FY 2025
Avg Estimate
686.74M
FY 2026
Estimate Range
668.86M - 705.23M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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NerdWallet, Inc. Insider Positioning

NRDS ยท NASDAQ

During the last 12 months, insiders have sold $1.01M worth of NRDS shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

6.4K

65.38K

Net Activity

-65K

-$65K

3-6 Months

Bought

0

0.00

Sold

595

6.81K

Net Activity

-7K

-$7K

6-9 Months

Bought

0

0.00

Sold

64.1K

941.25K

Net Activity

-941K

-$941K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
YS

Yount Samuel

Officer: Chief Business Officer

64.4K sharesโ€ข8 transactions

$932K

2
TN

Tatum Nicholas

Officer: Chief Accounting Officer

6.7K sharesโ€ข4 transactions

$81K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.01M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$65K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.