NODK - NASDAQ

NI Holdings, Inc.

NODK·NASDAQ

$14.36

-0.86%

Financial ServicesInsurance - Property & Casualty

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$294.11M

EPS-0.5000

P/E Ratio-28.72

Earnings Date08/07/2026

nodk

Operating Income

Last Annual Value

-12.33M

3-Year CAGR

38%

5-Year CAGR

-4%

10-Year CAGR

-4%

Adjust for Inflation

NI Holdings, Inc. Competitors Analysis of Operating Income

NODK · NASDAQ

Company	Operating Income	CAGR 3Y	CAGR 5Y	CAGR 10Y
NI Holdings, Inc. NASDAQ:NODK	-12.33M	N/A	N/A	N/A
FinWise Bancorp NASDAQ:FINW	21.76M	-3.0%	-12.4%	N/A
CoastalSouth Bancshares, Inc. NYSE:COSO	31.14M	-0.4%	15.0%	26.0%
Destiny Tech100 Inc. NYSE:DXYZ	44.23M	N/A	N/A	N/A
SUI Group Holdings Limited NASDAQ:SUIG	-267.10M	N/A	N/A	N/A
Waterstone Financial, Inc. NASDAQ:WSBF	33.45M	44.7%	-18.3%	-2.3%
Isabella Bank Corporation NASDAQ:ISBA	22.13M	0.5%	-1.1%	3.2%
Middlefield Banc Corp. NASDAQ:MBCN	0.00	N/A	N/A	N/A
Citizens, Inc. NYSE:CIA	17.47M	-55.1%	-10.5%	12.3%
Colony Bankcorp, Inc. NASDAQ:CBAN	35.13M	8.9%	8.7%	10.9%
John Marshall Bancorp, Inc. NASDAQ:JMSB	27.38M	50.8%	-3.2%	8.3%

NI Holdings, Inc. Fair Value Envelope

NODK · NASDAQ

Our analysis suggests that NODK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $14.36, this represents a potential HIDDEN relative to our calculated worth for NI Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $14.36

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