NODK - NASDAQ
NI Holdings, Inc.
$14.36
-0.86%NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.
At a Glance
Live SnapshotNI Holdings, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
NI Holdings, Inc. Cash Flow Statement
NODK • NASDAQ
| NI Holdings, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||
-10.4M | 6.6M | -5.5M | -53.8M | 8.4M | 40.4M | 26.5M | 31.2M | 15.6M | 4.6M | 17.6M | 13.8M | |
0.0 | 0.0 | 1.3M | 54.3M | 1.2M | 5.9M | 2.2M | 4M | 543K | 498K | 575K | 424K | |
0.0 | 0.0 | -1.9M | -4M | -1.3M | 0.0 | 1.9M | -692K | -2.1M | 0.0 | 378K | 0.0 | |
0.0 | 0.0 | 1.6M | 310K | 2.9M | 2.7M | 1.6M | 1.2M | 423K | 0.0 | 0.0 | 0.0 | |
23.6M | 21.5M | 1.5M | -43.3M | -14.4M | -19.1M | -15.7M | -11M | -1.1M | -5.3M | 19.2M | -1.1M | |
(3.9M) | (0.0) | (0.0) | (2.2M) | (4.5M) | (11.6M) | (4M) | (10.3M) | (0.0) | (0.0) | (0.0) | (0.0) | |
-11.2M | 10.4M | 28.9M | 16.1M | 32.5M | 21.2M | 9.2M | -3.8M | 5.1M | 7.5M | -19.8M | -2.7M | |
2M | 38.5M | 26M | -30.4M | 29.2M | 51M | 25.7M | 21M | 18.4M | 7.3M | 17.2M | 10.4M | |
INVESTING ACTIVITIES | ||||||||||||
(0.0) | -991K | -974K | -1.2M | -696K | -543K | -1.3M | -1.6M | -1.3M | -548K | -531K | -620K | |
(0.0) | (12.6M) | (0.0) | (26.2M) | (4.5M) | -703K | (1.3M) | (27.5M) | (11.1M) | (0.0) | (531K) | (336K) | |
-5.5M | -70.4M | -85.8M | -78.6M | -166M | -113.9M | -109.1M | -87.4M | -126.3M | -33.8M | -40.4M | -28.4M | |
3.5M | 51.2M | 77.8M | 104.2M | 118.5M | 115.6M | 79.8M | 84.9M | 35.7M | 30.8M | 16.5M | 25.5M | |
-15K | 3.1M | 147K | -25.5M | -4.5M | -275K | -1.2M | 18K | -11M | 74K | -531K | 43K | |
-2M | -4.5M | -8.8M | (25M) | -48.2M | (200K) | -30.5M | (23.4M) | -91.9M | -3.5M | -24.4M | -3M | |
FINANCING ACTIVITIES | ||||||||||||
-2.7M | -158K | -7.3M | -4.2M | -4.3M | -12.2M | -2M | -3M | 85.1M | 0.0 | 0.0 | 0.0 | |
-108K | -99K | -16K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
(0.0) | (0.0) | (0.0) | -3M | (0.0) | -6M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-2.7M | -158K | -7.3M | -4.2M | -4.3M | -12.2M | -2M | -3M | -8M | (0.0) | (0.0) | (0.0) | |
108K | -3.4M | -172K | -11.1M | -7.2M | 6M | -19K | 0.0 | -2.4M | 0.0 | 0.0 | 0.0 | |
-2.7M | -3.6M | -7.5M | -18.3M | -11.5M | -12.3M | -2M | -3M | 82.7M | 0.0 | 0.0 | 0.0 | |
CASH FLOW SUMMARY | ||||||||||||
0.0 | -20.4M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-2.7M | 9.9M | 9.7M | -23.6M | -30.5M | 38.9M | -6.8M | 41.4M | 9.3M | 3.8M | -7.2M | 7.4M | |
3.3M | 41M | 47M | 70.6M | 101.1M | 62.1M | 69M | 27.6M | 18.3M | 14.5M | 21.7M | 14.4M | |
678K | 50.9M | 56.7M | 47M | 70.6M | 101.1M | 62.1M | 69M | 27.6M | 18.3M | 14.5M | 21.7M | |
-15.5M | 37.5M | 25M | -31.6M | 28.5M | 50.5M | 24.4M | 19.4M | 17.1M | 6.8M | 16.6M | 9.8M |
SEC Filings
NODK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 08, 2026 | May 08, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 08, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 06, 2026 | March 06, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 17, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 07, 2025 | November 07, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 31, 2025 | October 29, 2025 | 2025 |
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