NODK - NASDAQ

NI Holdings, Inc.

NODK·NASDAQ

$14.36

-0.86%

Financial ServicesInsurance - Property & Casualty

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$294.11M

EPS-0.5000

P/E Ratio-28.72

Earnings Date08/07/2026

nodk

Operating Cash Flow

Last Annual Value

2.00M

3-Year CAGR

27%

5-Year CAGR

-48%

10-Year CAGR

-19%

Adjust for Inflation

NI Holdings, Inc. Competitors Analysis of Operating Cash Flow

NODK · NASDAQ

Company	Operating Cash Flow	CAGR 3Y	CAGR 5Y	CAGR 10Y
NI Holdings, Inc. NASDAQ:NODK	2.00M	-57.4%	-41.5%	-12.1%
FinWise Bancorp NASDAQ:FINW	-28.42M	N/A	N/A	N/A
CoastalSouth Bancshares, Inc. NYSE:COSO	63.13M	19.3%	-2.3%	N/A
Destiny Tech100 Inc. NYSE:DXYZ	-11.62M	N/A	N/A	N/A
SUI Group Holdings Limited NASDAQ:SUIG	-2.20M	N/A	N/A	N/A
Waterstone Financial, Inc. NASDAQ:WSBF	19.02M	N/A	-33.1%	N/A
Isabella Bank Corporation NASDAQ:ISBA	26.82M	3.5%	1.0%	2.9%
Middlefield Banc Corp. NASDAQ:MBCN	17.47M	-7.9%	2.5%	8.4%
Citizens, Inc. NYSE:CIA	17.99M	-6.6%	-15.0%	-16.0%
Colony Bankcorp, Inc. NASDAQ:CBAN	-5.54M	N/A	N/A	N/A
John Marshall Bancorp, Inc. NASDAQ:JMSB	22.58M	7.8%	-6.9%	6.8%

NI Holdings, Inc. Fair Value Envelope

NODK · NASDAQ

Our analysis suggests that NODK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $14.36, this represents a potential HIDDEN relative to our calculated worth for NI Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $14.36

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