NODK - NASDAQ

NI Holdings, Inc.

NODK·NASDAQ

$14.36

-0.86%

Financial ServicesInsurance - Property & Casualty

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$294.11M

EPS-0.5000

P/E Ratio-28.72

Earnings Date08/07/2026

nodk

Free Cash Flow

Last Annual Value

-15.49M

3-Year CAGR

21%

5-Year CAGR

-5%

10-Year CAGR

-7%

Adjust for Inflation

NI Holdings, Inc. Competitors Analysis of Free Cash Flow

NODK · NASDAQ

Company	Free Cash Flow	CAGR 3Y	CAGR 5Y	CAGR 10Y
NI Holdings, Inc. NASDAQ:NODK	-15.49M	N/A	N/A	N/A
FinWise Bancorp NASDAQ:FINW	-5.70B	N/A	N/A	N/A
CoastalSouth Bancshares, Inc. NYSE:COSO	61.30M	18.5%	-2.3%	N/A
Destiny Tech100 Inc. NYSE:DXYZ	-11.62M	N/A	N/A	N/A
SUI Group Holdings Limited NASDAQ:SUIG	-2.20M	N/A	N/A	N/A
Waterstone Financial, Inc. NASDAQ:WSBF	17.86M	N/A	-33.9%	N/A
Isabella Bank Corporation NASDAQ:ISBA	23.34M	5.1%	-0.5%	3.6%
Middlefield Banc Corp. NASDAQ:MBCN	16.69M	-7.7%	2.4%	11.5%
Citizens, Inc. NYSE:CIA	17.54M	-6.7%	-15.0%	-16.0%
Colony Bankcorp, Inc. NASDAQ:CBAN	-6.90M	N/A	N/A	N/A
John Marshall Bancorp, Inc. NASDAQ:JMSB	22.03M	8.2%	-7.2%	7.1%

NI Holdings, Inc. Fair Value Envelope

NODK · NASDAQ

Our analysis suggests that NODK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $14.36, this represents a potential HIDDEN relative to our calculated worth for NI Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $14.36

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