NODK - NASDAQ

NI Holdings, Inc.

NODK·NASDAQ

$14.36

-0.86%

Financial ServicesInsurance - Property & Casualty

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$294.11M

EPS-0.5000

P/E Ratio-28.72

Earnings Date08/07/2026

nodk

Total Debt

Last Annual Value

1.39M

3-Year CAGR

-9%

5-Year CAGR

10-Year CAGR

Adjust for Inflation

NI Holdings, Inc. Competitors Analysis of Total Debt

NODK · NASDAQ

Company	Total Debt	CAGR 3Y	CAGR 5Y	CAGR 10Y
NI Holdings, Inc. NASDAQ:NODK	1.39M	-12.4%	N/A	N/A
FinWise Bancorp NASDAQ:FINW	4.41M	-12.1%	33.2%	N/A
CoastalSouth Bancshares, Inc. NYSE:COSO	30.00M	-30.3%	-7.6%	-2.3%
Destiny Tech100 Inc. NYSE:DXYZ	1.30K	N/A	-89.2%	N/A
SUI Group Holdings Limited NASDAQ:SUIG	0.00	N/A	N/A	N/A
Waterstone Financial, Inc. NASDAQ:WSBF	412.26M	-4.0%	-2.9%	0.6%
Isabella Bank Corporation NASDAQ:ISBA	142.51M	7.1%	7.5%	-8.3%
Middlefield Banc Corp. NASDAQ:MBCN	184.06M	1.7%	67.9%	9.0%
Citizens, Inc. NYSE:CIA	7.87M	-4.6%	N/A	N/A
Colony Bankcorp, Inc. NASDAQ:CBAN	268.43M	4.0%	24.9%	14.3%
John Marshall Bancorp, Inc. NASDAQ:JMSB	90.51M	32.2%	13.6%	-2.6%

NI Holdings, Inc. Fair Value Envelope

NODK · NASDAQ

Our analysis suggests that NODK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $14.36, this represents a potential HIDDEN relative to our calculated worth for NI Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $14.36

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