NODK - NASDAQ

NI Holdings, Inc.

NODK·NASDAQ

$14.36

-0.86%

Financial ServicesInsurance - Property & Casualty

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$294.11M

EPS-0.5000

P/E Ratio-28.72

Earnings Date08/07/2026

nodk

Retained Earnings

Last Annual Value

191.07M

3-Year CAGR

-4%

5-Year CAGR

-6%

10-Year CAGR

Adjust for Inflation

NI Holdings, Inc. Competitors Analysis of Retained Earnings

NODK · NASDAQ

Company	Retained Earnings	CAGR 3Y	CAGR 5Y	CAGR 10Y
NI Holdings, Inc. NASDAQ:NODK	191.07M	-2.8%	-6.5%	3.2%
FinWise Bancorp NASDAQ:FINW	132.20M	8.4%	16.9%	N/A
CoastalSouth Bancshares, Inc. NYSE:COSO	66.89M	49.3%	N/A	N/A
Destiny Tech100 Inc. NYSE:DXYZ	34.24M	N/A	N/A	N/A
SUI Group Holdings Limited NASDAQ:SUIG	-262.13M	N/A	N/A	N/A
Waterstone Financial, Inc. NASDAQ:WSBF	292.96M	2.8%	1.4%	4.7%
Isabella Bank Corporation NASDAQ:ISBA	113.85M	5.4%	8.5%	9.5%
Middlefield Banc Corp. NASDAQ:MBCN	109.30M	2.9%	5.4%	10.2%
Citizens, Inc. NYSE:CIA	71.65M	19.3%	N/A	N/A
Colony Bankcorp, Inc. NASDAQ:CBAN	160.58M	8.9%	10.1%	12.1%
John Marshall Bancorp, Inc. NASDAQ:JMSB	176.91M	6.5%	8.5%	17.1%

NI Holdings, Inc. Fair Value Envelope

NODK · NASDAQ

Our analysis suggests that NODK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $14.36, this represents a potential HIDDEN relative to our calculated worth for NI Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $14.36

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