NBN - NASDAQ
Northeast Bank
$121.22
-2.7%Northeast Bank provides banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and individual retirement accounts, as well as checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; consumer loans comprising mobile home and overdraft, and deposit-secured loans; and small business administration loans. In addition, the company offers telephone banking, online banking and bill payment, mobile banking, cash management, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. It operates a network of nine branches in Western, Central, and Southern Maine. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.
At a Glance
Live SnapshotNortheast Bank Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Solid cash generation: Positive free cash flow with reasonable earnings quality provides financial flexibility for growth investments, debt reduction, or shareholder returns.
Northeast Bank Cash Flow Statement
NBN • NASDAQ
| Northeast Bank Cash Flow Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
83.4M | 58.2M | 44.2M | 42.2M | 71.5M | 22.7M | 13.9M | 16.2M | 12.3M | 7.6M | 7.1M | 2.7M | 4.4M | 2.2M | 14.3M | 1.7M | 959K | 1.9M | 1.9M | 4M | |
3.1M | 3.1M | 3.2M | 2.6M | 2.6M | 3M | 1.8M | 1.7M | 1.9M | 2.1M | 2.3M | 2.7M | 2.7M | 2.6M | 2.5M | 1.8M | 1.9M | 1.7M | 1.4M | 1.3M | |
-2.4M | -285K | -4.7M | 819K | -713K | -4.4M | -3.7M | 498K | -1M | 2.1M | -1.2M | -2.7M | -428K | 1.8M | 241K | 177.3K | -181.7K | 218.6K | -329.3K | -323.2K | |
6.8M | 5.3M | 3.4M | 1.9M | 978K | 1.1M | 1.4M | 870K | 945K | 613K | 705K | 686K | 563K | 445K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-55.4M | -53M | -7.3M | -12.8M | -64M | -10.5M | 4.1M | -4.3M | 15.3M | -7.6M | 12M | -11M | -12.4M | -13.4M | -8.5M | -9.5M | -109.3K | -376.3K | 1.2M | 594.1K | |
(41.4M) | (35.5M) | (28.3M) | (18M) | (32.5M) | (13.3M) | (4.4M) | (5.3M) | (7.7M) | (2.2M) | -5.7M | (3.5M) | (954K) | (321K) | (874K) | (890K) | (373K) | (0.0) | (0.0) | (0.0) | |
18.6M | -10.8M | 21.3M | -4.1M | -2M | 4.4M | 1.5M | 4.5M | 4.5M | 223K | 587K | 2M | 6.5M | -560K | -299K | -2.1M | 311.3K | 1.4M | -863.5K | -123.7K | |
54.1M | 2.6M | 60.1M | 30.5M | 8.3M | 16.3M | 18.8M | 19.5M | 34M | 5.1M | 21.5M | -5.5M | 1.3M | -7M | 8.4M | -7.9M | 2.9M | 5M | 3.3M | 5.4M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-707K | -2.5M | -2.5M | -1.1M | -1.3M | -1.2M | -297K | -981K | -695K | -1.2M | -1.2M | -1.1M | -2.9M | -2.6M | -1.4M | -720K | -1.2M | -1.9M | -1.1M | -1.1M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (9.9M) | (147K) | (534K) | -717.7K | -3.7M | -2.5M | (0.0) | |
-7.6M | -20.6M | -26M | -16.9M | -42.8M | -15M | -33M | -26.2M | -19.5M | -45.2M | (0.0) | -48.5M | -167.5M | -186M | -226M | -61.7M | -55.6M | -78.5M | -14.7M | -25.4M | |
41.7M | 25.8M | 27.2M | 20M | 46.9M | 26.3M | 39.2M | 33.7M | 21.2M | 46.5M | 11.4M | 57.9M | 174.5M | 202.2M | 238.3M | 50.8M | 40.8M | 36.3M | 16.2M | 11.6M | |
-953.2M | -161M | -1.2B | -251M | 24.6M | -8.6M | -95.3M | -90.2M | -94.7M | -67.8M | -104.3M | -73.2M | -67.4M | -42.2M | 67.6M | 7.9M | 13.4M | 12.8M | 8.8M | 25.1M | |
-919.8M | -158.3M | -1.2B | -248.9M | (27.5M) | (1.5M) | -89.4M | -83.6M | -93.7M | -67.6M | -94.1M | -64.8M | -63.1M | -18.6M | (78.5M) | -3.2M | -3.3M | -35M | (6.7M) | (10.2M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
31.3M | 18.2M | 2.8M | -28M | -5.7M | -11.5M | 0.0 | 0.0 | -6.9M | -3.4M | -6.7M | -2.8M | 0.0 | 52.7M | 16.3M | 20K | 4.3M | -2.3M | -61.4K | -1.9M | |
-26.2M | -219.1M | 546.1M | -16.7M | 11.1M | 11.1M | -282K | -5.3M | -10.3M | 1.9M | -13.3M | 2.2M | -55.8M | -3.6M | -52.3M | 20.6M | -49.4M | 36.2M | 20.4M | -14.2M | |
-335K | -306K | -295K | -315K | -331K | -358K | -359K | -355K | -357K | -380K | -402K | -2.9M | -3.9M | -1.5M | -1.3M | -1M | -923.9K | -851.8K | -882.5K | -897.1K | |
(0.0) | (0.0) | -5.2M | -28M | -5.7M | -11.5M | -138K | -109K | -6.9M | -3.4M | -6.7M | -2.8M | -4.3M | (0.0) | (0.0) | (0.0) | (0.0) | -2.3M | -67.9K | -2.1M | |
1B | 401.1M | 647.6M | -575M | 826M | 69.7M | -12.8M | 63.9M | 89.4M | 125.7M | 100.6M | 90.3M | 63.4M | 22.4M | 13.9M | -1.2M | 47M | -1.2M | -30.7M | -424.5K | |
1B | 199.9M | 1.2B | -620M | 831M | 68.9M | -29.9M | 58.3M | 71.8M | 123.9M | 80.2M | 86.7M | -580K | 70M | -23.4M | 18.4M | 899.1K | 31.9M | -11.3M | -17.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
171.5M | 44.2M | 25.8M | -838.4M | 866.8M | 86.8M | -100.5M | -5.9M | 12.1M | 61.3M | 7.6M | 16.3M | -62.3M | 44.3M | 63.5M | 7.4M | 478.7K | 1.8M | -1.4M | -1.8M | |
242.2M | 197.9M | 172.1M | 1B | 143.7M | 56.9M | 157.4M | 163.3M | 151.2M | 89.9M | 82.3M | 65.9M | 128.3M | 83.9M | 79M | 13M | 12.5M | 10.7M | 12.1M | 13.9M | |
413.6M | 242.2M | 197.9M | 172.1M | 1B | 143.7M | 56.9M | 157.4M | 163.3M | 151.2M | 89.9M | 82.3M | 65.9M | 128.3M | 142.5M | 20.4M | 13M | 12.5M | 10.7M | 12.1M | |
53.4M | 111K | 57.6M | 29.4M | 7.1M | 15.2M | 18.5M | 18.5M | 33.3M | 3.9M | 20.3M | -6.6M | -1.6M | -9.5M | 6.9M | -8.6M | 1.7M | 3.1M | 2.1M | 4.3M |
SEC Filings
NBN - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2019 N/A | May 16, 2019 | May 15, 2019 | 2019 | |
8-K 8-K 2019 N/A | May 09, 2019 | May 09, 2019 | 2019 | |
10-Q 10-Q 2019 Q1 Q1 | May 08, 2019 | March 31, 2019 | 2019 | |
8-K 8-K 2019 N/A | April 29, 2019 | April 29, 2019 | 2019 | |
8-K 8-K 2019 N/A | March 11, 2019 | March 07, 2019 | 2019 | |
10-Q 10-Q 2018 Q4 Q4 | February 08, 2019 | December 31, 2018 | 2018 | |
8-K 8-K 2019 N/A | January 28, 2019 | January 28, 2019 | 2019 | |
8-K 8-K 2019 N/A | January 07, 2019 | January 07, 2019 | 2019 | |
8-K 8-K 2018 N/A | November 19, 2018 | November 16, 2018 | 2018 | |
10-Q 10-Q 2018 Q3 Q3 | November 09, 2018 | September 30, 2018 | 2018 |
Related Guides
Continue your NBN research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.