NBN - NASDAQ
Northeast Bank
$118.00
-2.7%Northeast Bank provides banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and individual retirement accounts, as well as checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; consumer loans comprising mobile home and overdraft, and deposit-secured loans; and small business administration loans. In addition, the company offers telephone banking, online banking and bill payment, mobile banking, cash management, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. It operates a network of nine branches in Western, Central, and Southern Maine. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.
At a Glance
Live SnapshotNortheast Bank Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
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DCF Valuation Summary
Calculation flow from present value to intrinsic value per share
Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $108.3M | $216.5M | $433.0M | $866.0M | $1.7B | $3.5B | $6.9B | $13.9B | $27.7B | $55.4B |
| Maintenance CapEx | -$282.8K | -$565.6K | -$1.1M | -$2.3M | -$4.5M | -$9.0M | -$18.1M | -$36.2M | -$72.4M | -$144.8M |
| Owner Earnings | $108.0M | $215.9M | $431.9M | $863.8M | $1.7B | $3.5B | $6.9B | $13.8B | $27.6B | $55.3B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $100.0M | $185.1M | $342.8M | $634.9M | $1.2B | $2.2B | $4.0B | $7.5B | $13.8B | $25.6B |
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