NBN - NASDAQ

Northeast Bank

NBN·NASDAQ

$118.00

-2.7%

Financial ServicesBanks - Regional

Northeast Bank provides banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and individual retirement accounts, as well as checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; consumer loans comprising mobile home and overdraft, and deposit-secured loans; and small business administration loans. In addition, the company offers telephone banking, online banking and bill payment, mobile banking, cash management, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. It operates a network of nine branches in Western, Central, and Southern Maine. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$941.37M

EPS10.3100

P/E Ratio11.45

Earnings Date07/27/2026

4.28B

Assets

37%

3Y+170.0%

5Y+240.0%

10Y+334.0%

3.78B

Total Liabilities

37%

3Y+184.0%

5Y+246.0%

10Y+335.0%

494.29M

Total Equity

31%

3Y+99.0%

5Y+200.0%

10Y+324.0%

Northeast Bank Funding & Solvency Profile

NBN · NASDAQ

Current Assets

Cash & Cash Equivalents413.62M

Net Receivables16.90M

Inventory0.00

Other Current Assets0.00

Total Current Assets446 M

Non-Current Assets

Property, Plant & Equipment24.70M

Goodwill & Intangible Assets699.00K

Long-Term Investments3.72B

Other Non-Current Assets91.99M

Total Non-Current Assets4 B

Total Assets

4.28B

Financial Health Analysis

Current Ratio

0.13x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.66x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2929776000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

10% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Northeast Bank Balance Sheet

NBN • NASDAQ

Northeast Bank Balance Sheet	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020	Jun 2019	Jun 2018	Jun 2017	Jun 2016	Jun 2015	Jun 2014	Jun 2013	Jun 2012	Jun 2011	Jun 2010	Jun 2009	Jun 2008	Jun 2007	Jun 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	413.6M	242.2M	197.9M	172.1M	1B	143.7M	56.9M	157.4M	163.3M	151.2M	89.9M	82.3M	65.9M	128.3M	83.9M	7M	13M	12.5M	10.7M	10.7M
Short-Term Investments	15.3M	49M	53.4M	54.9M	59.7M	64.9M	75.8M	81.1M	96.7M	100.6M	101.9M	113.9M	121.6M	133.3M	80.7M	13.4M	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	428.9M	291.1M	251.3M	227M	1.1B	208.6M	132.7M	238.5M	260M	251.7M	191.8M	196.1M	187.5M	261.5M	164.6M	20.4M	13M	12.5M	10.7M	10.7M
Net Receivables	16.9M	15.2M	6.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.8M	1.2M	2.1M	2.2M	2.3M	2.6M	2.7M
Accounts Receivables	16.9M	15.2M	6.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.8M	1.2M	2.1M	2.2M	2.3M	2.6M	2.7M
Total Current Assets	445.8M	306.3M	258M	227M	1.1B	208.6M	132.7M	238.5M	260M	251.7M	191.8M	196.1M	187.5M	263.4M	165.9M	22.5M	15.2M	14.8M	13.3M	13.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	24.7M	27.1M	27.7M	9.6M	11.3M	9.7M	5.6M	6.6M	6.9M	7.8M	8.3M	9.1M	10.1M	9.2M	8.3M	8M	8.7M	8.7M	7.5M	7.3M
Goodwill	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.5M	0.0	0.0	0.0
Intangible Assets	699K	984K	1.5M	1.3M	2.1M	2.1M	3.3M	3.8M	4.1M	3.5M	2.2M	2.8M	3.5M	4.5M	13.1M	11.4M	8.3M	2.3M	2.6M	2.7M
Goodwill & Intangible Assets	699K	984K	1.5M	1.3M	2.1M	2.1M	3.3M	3.8M	4.1M	3.5M	2.2M	2.8M	3.5M	4.5M	13.1M	11.4M	12.8M	12.8M	7M	2.3M
Long-Term Investments	3.7B	2.7B	2.5B	1.3B	1B	999.1M	980.2M	880.8M	780.2M	697.6M	619.2M	527M	442.8M	365.3M	382.9M	554.9M	538.7M	538.5M	507.8M	517M
Other Non-Current Assets	92M	56.3M	62.9M	38.2M	50.3M	38.2M	32.1M	28.1M	25.6M	25.5M	29.3M	26.9M	26.7M	26.8M	26.2M	25.8M	22.6M	23.4M	21.1M	22.9M
Total Non-Current Assets	3.8B	2.8B	2.6B	1.4B	1.1B	1B	1B	919.3M	816.9M	734.4M	659M	565.8M	483.1M	405.8M	430.5M	600.1M	582.9M	583.4M	543.5M	549.6M
Total Assets	4.3B	3.1B	2.9B	1.6B	2.2B	1.3B	1.2B	1.2B	1.1B	986.2M	850.8M	761.9M	670.6M	669.2M	596.4M	622.6M	598.1M	598.3M	556.8M	562.9M
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	7.1M	0.0	313.6M	15M	0.0	12.4M	0.0	0.0	0.0	0.0	12.4M	13.2M	26M	67.4M	70.5M	111.2M	99.4M	72.8M	33.1M	29.6M
Capital Lease Obligations (Current)	2.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	3.4B	2.3B	1.9B	1.3B	1.9B	1B	942.4M	954.9M	889.9M	800.4M	674.8M	574.3M	484.6M	422.2M	401.1M	384.2M	385.4M	363.4M	364.6M	395.3M
Total Current Liabilities	3.4B	2.3B	2.2B	1.3B	1.9B	1B	942.4M	954.9M	889.9M	800.4M	687.1M	587.5M	510.6M	489.6M	471.6M	495.4M	484.8M	436.2M	397.7M	424.9M
NON-CURRENT LIABILITIES
Long Term Debt	313.1M	345.2M	251.6M	15M	30.1M	42.4M	29.8M	39M	43.6M	53.4M	38.8M	51.3M	36.3M	51.6M	54.1M	67M	60.6M	114M	114.5M	95.2M
Other Non-Current Liabilities	69.9M	50.7M	51.5M	12.3M	43.5M	21.2M	27.8M	24.8M	19.7M	14.6M	10.7M	9.5M	8.1M	7M	3.6M	7.1M	3.1M	7.8M	3.8M	3.7M
Total Non-Current Liabilities	399.5M	416.1M	325.1M	31.7M	79.6M	68.1M	57.9M	64.4M	64.2M	69.1M	50.8M	62.4M	46.2M	60.5M	59.8M	76.3M	66M	121.8M	118.3M	98.9M
Capital Lease Obligations	19M	20.3M	21.9M	4.5M	6.1M	4.5M	323K	605K	873K	1.1M	1.4M	1.6M	1.7M	1.9M	2.1M	2.2M	2.4M	0.0	0.0	0.0
Total Liabilities	3.8B	2.8B	2.6B	1.3B	1.9B	1.1B	1B	1B	954.1M	869.6M	738M	649.9M	556.8M	550.1M	531.4M	571.7M	550.8M	558M	516M	523.8M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4K	4K	4K	4.2K	0.0	0.0	0.0
Common Stock	8.5M	8.1M	7.7M	7.4M	8.2M	8.2M	9M	8.9M	8.8M	9.3M	9.6M	10.1M	10.4M	10.4M	3.5M	2.3M	2.3M	2.3M	2.4M	2.4M
Additional Paid-In Capital	98.7M	64.8M	42.8M	38.7M	64.4M	68.3M	78.1M	77M	77.5M	83M	85.5M	90.9M	92.7M	96.4M	49.7M	6.8M	6.7M	2.6M	4.7M	4.7M
Retained Earnings	387M	303.9M	246.9M	203M	161.1M	90M	67.6M	54.2M	38.1M	26.2M	19M	12.3M	12.5M	12.2M	11.7M	37.3M	36.7M	36.7M	35.6M	34.6M
Accumulated Other Comprehensive Income/Loss	-2K	-183K	-718K	-850K	-1.3M	-1.7M	-1.1M	-1.8M	-1.6M	-1.9M	-1.3M	-1.3M	-1.9M	158K	-226K	4.3M	1.5M	-1.3M	-1.9M	-2.6M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	243K	133K	133.5K	0.0	0.0	0.0
Total Stockholders' Equity	494.3M	376.6M	296.7M	248.3M	232.4M	164.7M	153.6M	138.4M	122.8M	116.6M	112.8M	112.1M	113.8M	119.1M	65M	50.9M	47.3M	40.3M	40.9M	39.1M
Total Equity	494.3M	376.6M	296.7M	248.3M	232.4M	164.7M	153.6M	138.4M	122.8M	116.6M	112.8M	112.1M	113.8M	119.1M	65M	50.9M	47.3M	40.3M	40.9M	39.1M
SUMMARY
Total Liabilities & Equity	4.3B	3.1B	2.9B	1.6B	2.2B	1.3B	1.2B	1.2B	1.1B	986.2M	850.8M	761.9M	670.6M	669.2M	596.4M	622.6M	598.1M	598.3M	556.8M	562.9M
Total Investments	3.7B	2.8B	2.6B	1.4B	1.1B	1.1B	1.1B	961.8M	876.9M	798.2M	721.2M	640.9M	564.4M	498.6M	463.6M	568.4M	538.7M	538.5M	507.8M	517M
Total Debt	339.2M	365.4M	584.5M	34.5M	36.1M	59.3M	30.2M	39.6M	44.5M	54.5M	52.6M	66M	64.1M	120.9M	126.7M	180.4M	162.4M	186.8M	147.6M	124.8M
Net Debt	-74.5M	123.3M	386.6M	-137.6M	-974.4M	-84.3M	-26.8M	-117.8M	-118.8M	-96.6M	-37.3M	-16.3M	-1.9M	-7.4M	42.8M	173.4M	149.4M	174.3M	136.8M	114.1M
Shares Outstanding	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554	8,190,554

SEC Filings

NBN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2019 N/A	May 16, 2019	May 15, 2019	2019	View Filing
8-K 8-K 2019 N/A	May 09, 2019	May 09, 2019	2019	View Filing
10-Q 10-Q 2019 Q1 Q1	May 08, 2019	March 31, 2019	2019	View Filing
8-K 8-K 2019 N/A	April 29, 2019	April 29, 2019	2019	View Filing
8-K 8-K 2019 N/A	March 11, 2019	March 07, 2019	2019	View Filing
10-Q 10-Q 2018 Q4 Q4	February 08, 2019	December 31, 2018	2018	View Filing
8-K 8-K 2019 N/A	January 28, 2019	January 28, 2019	2019	View Filing
8-K 8-K 2019 N/A	January 07, 2019	January 07, 2019	2019	View Filing
8-K 8-K 2018 N/A	November 19, 2018	November 16, 2018	2018	View Filing
10-Q 10-Q 2018 Q3 Q3	November 09, 2018	September 30, 2018	2018	View Filing

Showing 1 to 10 of 273 filings

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