$22.67
+0.20%MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโmonitor closely.
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
MNSB โข NASDAQ
| MainStreet Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
15.6M | -10M | 26.6M | 26.7M | 22.2M | 15.7M | 14M | 9.2M | 3.9M | 3.9M | 2.2M | 1.8M | 1M | 45.2K | 1.1M | 519.1K | 100.4K | -496.3K | 46.9K | -804.7K | |
4.9M | 4.6M | 2.7M | 2.6M | 2.4M | 2.1M | 1.8M | 1.7M | 1.3M | 1.1M | 1M | 1M | 951.2K | 0.0 | 0.0 | 302.9K | 363.6K | 316.9K | 284.9K | 383K | |
-642K | -4.5M | -191K | -894K | 336K | -1.8M | -462K | -1M | -1M | -192.6K | -175.2K | -95.6K | 1.6K | 0.0 | 0.0 | -352K | 0.0 | 0.0 | 0.0 | 0.0 | |
2.6M | 2.8M | 2.5M | 2.5M | 1.9M | 1.5M | 1M | 883K | 517K | 451K | 334.6K | 234.3K | 200.9K | 0.0 | 0.0 | 115.8K | 99.2K | 128.9K | 0.0 | 0.0 | |
-1.2M | 25.6M | 1.1M | 2M | -2.7M | 3.2M | 1.1M | 2.8M | 1.5M | 437.7K | 1.3M | 525.4K | 206.6K | -45.2K | 1.5M | 392.8K | 385K | 328K | 374.5K | 407.8K | |
(168K) | (1.3M) | (7.3M) | (6.4M) | (6.8M) | (4.6M) | (4.2M) | (2.6M) | (1.9M) | (1.6M) | (1.6M) | (300K) | (825K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-6.4M | -3.9M | -1.1M | 710K | 5.1M | -3.8M | -745K | -971K | 514.4K | 241.1K | -789.6K | 703.5K | 451.2K | 0.0 | 811.1K | -1.8M | -105.5K | 83.8K | -108.4K | -262.1K | |
14.8M | 14.7M | 31.6M | 33.5M | 29.1M | 17M | 16.7M | 12.6M | 6.7M | 5.9M | 3.9M | 4.1M | 2.8M | 0.0 | 3.4M | -852.2K | 842.7K | 361.3K | 597.9K | -276K | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-4.2M | -909K | -497K | -1.1M | -1.8M | -1.3M | -990K | -1.4M | -2.5M | -579.2K | -396.8K | -2.2M | -226.6K | (0.0) | -4.6M | -1.4M | -81.5K | -619.9K | -263.8K | -224K | |
-5.9M | -845K | (0.0) | -226.2M | -378.6M | -299.4M | -175.9M | -125.4M | -86.8M | -73.5M | -78.6M | -67.1M | -44.6M | (0.0) | -47.1M | -14.4M | -39.9M | -46.5M | -28.1M | -17.5M | |
8.2M | 5.5M | 4M | 254.2M | 426.7M | 246.2M | 141.8M | 120.9M | 71M | 62.6M | 74.9M | 49.3M | 44M | 0.0 | 10.6M | 15.7M | 36.9M | 37.2M | 32.8M | 17.9M | |
-36.5M | -126M | -134.2M | -255.6M | -75.5M | -259.3M | -126.3M | -267.5M | -195.2M | -76.3M | -130.6M | -46M | -11M | 0.0 | -10.4M | -41.3M | -30.4M | -30.4M | -28M | -33.8M | |
-38.4M | -122.3M | -130.7M | -228.7M | -29.3M | -313.8M | -161.4M | -273.4M | -213.5M | -87.8M | -134.7M | -66M | -11.8M | (0.0) | -51.4M | -41.3M | -33.5M | -40.3M | -23.5M | -33.7M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-4.3M | -732K | -43K | -6.9M | 0.0 | -13.8M | 0.0 | 42.7M | 17.8M | 0.0 | 0.0 | 12.1M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 35.2K | 0.0 | 11.9M | |
-3.2M | -15M | -85M | 142.6M | 14.2M | -40M | 0.0 | -13.8M | 14.3M | 4.7M | 48M | 111K | -3M | 0.0 | -4M | -50K | 15M | -50K | 13.0 | 5.7M | |
-5.2M | -5.2M | -5.2M | -4M | -2.2M | -635K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-4.3M | -732K | -43K | -6.9M | (0.0) | -13.8M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-8.6M | 221.7M | 173.2M | 100.9M | -26.3M | 366.6M | 151.5M | 252.5M | 194.1M | 88M | 82.8M | 52.3M | 8.8M | 0.0 | 44.8M | 48.8M | 25.3M | 40.4M | 22.4M | 19.9M | |
-21.4M | 200.7M | 83M | 232.6M | -14.2M | 339.5M | 151.5M | 281.4M | 226.2M | 92.7M | 130.8M | 64.5M | 5.8M | 0.0 | 40.8M | 48.7M | 40.2M | 40.4M | 22.4M | 37.5M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-45M | 93.2M | -16.1M | 37.4M | -14.3M | 42.7M | 6.8M | 20.6M | 19.4M | 10.9M | 40.5K | 2.7M | -3.2M | 0.0 | 0.0 | 6.6M | 7.6M | 480.3K | -424.3K | 3.6M | |
207.7M | 114.5M | 130.6M | 93.2M | 107.5M | 64.8M | 58.1M | 37.5M | 18.1M | 7.2M | 7.2M | 4.5M | 7.7M | 0.0 | 0.0 | 12.2M | 4.6M | 4.1M | 4.5M | 974.1K | |
162.8M | 207.7M | 114.5M | 130.6M | 93.2M | 107.5M | 64.8M | 58.1M | 37.5M | 18.1M | 7.2M | 7.2M | 4.5M | 0.0 | 0.0 | 18.7M | 12.2M | 4.6M | 4.1M | 4.5M | |
10.6M | 9M | 25.6M | 25.8M | 24.8M | 15.7M | 15.7M | 11.2M | 4.3M | 5.3M | 3.5M | 1.9M | 2.6M | 0.0 | -1.2M | -2.2M | 761.2K | -258.6K | 334.1K | -500K |
MNSB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
S-3/A S-3/A (Amended) N/A | June 03, 2026 | June 03, 2026 | ย | |
8-K 8-K 2026 N/A | May 26, 2026 | May 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 22, 2026 | May 22, 2026 | 2026 | |
S-3 S-3 N/A | May 15, 2026 | May 15, 2026 | ย | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 17, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | April 13, 2026 | April 13, 2026 | 2026 |
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