MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc.

MNSBยทNASDAQ

$22.67

+0.20%
Financial ServicesBanks - Regional

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.

At a Glance

Live Snapshot
Market Cap$161.35M
EPS1.7600
P/E Ratio12.88
Earnings Date07/28/2026
3Y+15.0%
5Y+35.0%
10Y+284.0%
3Y+15.0%
5Y+35.0%
10Y+277.0%
3Y+10.0%
5Y+30.0%
10Y+371.0%
mnsb

MainStreet Bancshares, Inc. Funding & Solvency Profile

MNSB ยท NASDAQ
Cash & Cash Equivalents26.45M
Net Receivables14.52M
Inventory0.00
Other Current Assets0.00
Total Current Assets41 M
Property, Plant & Equipment13.53M
Goodwill & Intangible Assets0.00
Long-Term Investments1.92B
Other Non-Current Assets241.78M
Total Non-Current Assets2 B
Total Assets
2.21B

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.12x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1857812000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

MainStreet Bancshares, Inc. Balance Sheet

MNSB โ€ข NASDAQ

MainStreet Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
ASSETS
CURRENT ASSETS
26.5M
47.6M
53.6M
48.9M
61.8M
75.9M
53.4M
27.9M
37.5M
17.3M
7.2M
7.2M
4.3M
7.7M
0.0
0.0
11.3M
2.1M
1.3M
427.6K
399K
1.4M
59.9M
62.6M
99.9M
147.4M
92.8M
56M
51.3M
36.4M
33.7M
38.6M
26.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
26.9M
48.9M
113.5M
111.6M
161.7M
223.3M
146.2M
83.9M
88.8M
53.6M
40.9M
45.8M
30.4M
7.7M
0.0
0.0
11.3M
2.1M
1.3M
427.6K
14.5M
11.3M
12.4M
9.6M
7.7M
9.6M
5.4M
5.1M
3.8M
2.3M
1.9M
1.1M
886.1K
0.0
0.0
788.6K
807.1K
0.0
661.8K
393K
14.5M
11.3M
12.4M
9.6M
7.7M
9.6M
5.4M
5.1M
3.8M
2.3M
1.9M
1.1M
886.1K
0.0
0.0
788.6K
807.1K
0.0
661.8K
393K
41.4M
60.2M
125.9M
121.1M
169.4M
233M
151.6M
89M
92.7M
55.9M
42.8M
47M
31.2M
7.7M
0.0
788.6K
12.1M
2.1M
2M
820.6K
NON-CURRENT ASSETS
13.5M
13.3M
13.9M
14.7M
14.9M
14.3M
14.2M
14.2M
14M
12.3M
12.5M
12.9M
11.5M
12.1M
9.2M
2M
912.7K
1.1M
826.9K
802.8K
0.0
0.0
14.7M
9.1M
2.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
14.7M
9.1M
2.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9B
1.9B
1.7B
1.6B
1.4B
1.3B
1.1B
943.3M
681.9M
491.6M
418.1M
283M
231.9M
0.0
0.0
209.7M
170.1M
138.1M
98.7M
75.8M
241.8M
273.6M
158.5M
183.2M
98.5M
86M
57.3M
54.1M
19.5M
15.9M
4.8M
2.2M
2.6M
0.0
-9.2M
23.6M
3.2M
4.7M
4.3M
5.5M
2.2B
2.2B
1.9B
1.8B
1.5B
1.4B
1.1B
1B
715.3M
519.8M
435.5M
298M
246.1M
12.1M
0.0
235.3M
174.3M
144M
103.7M
82.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
251.8M
282.5M
0.0
0.0
0.0
0.0
0.0
2.2B
2.2B
2B
1.9B
1.6B
1.6B
1.3B
1.1B
808M
575.7M
478.3M
345M
277.3M
271.5M
282.5M
236.1M
186.3M
146.1M
105.7M
82.9M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
15M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
18.7K
411K
114.6K
0.0
2.2M
2.7M
1.3M
3M
50K
0.0
1.9B
1.9B
1.7B
1.5B
1.4B
1.4B
1.1B
920.1M
667.7M
473.6M
385.6M
302.4M
250.4M
0.0
-2.2M
189.8M
142.5M
115.5M
78M
55.6M
1.9B
1.9B
1.7B
1.5B
1.4B
1.4B
1.1B
920.1M
667.7M
473.6M
385.6M
302.8M
250.5M
0.0
0.0
192.5M
143.7M
118.5M
78M
55.6M
NON-CURRENT LIABILITIES
69.9M
73M
72.6M
172.2M
29.3M
14.8M
54.8M
54.8M
68.5M
54.2M
49.5M
1.5M
1.4M
4.4M
5.4M
20.5M
20.6M
5.6M
5.7M
5.7M
25M
39.3M
40.1M
42.3M
17.4M
22.4M
13.9M
4.4M
3M
1.5M
1M
954K
162.9K
0.0
-5.4M
636.7K
558.3K
-4.9M
495.8K
317.5K
94.9M
112.3M
112.8M
214.6M
46.7M
37.3M
68.7M
59.2M
71.5M
55.8M
50.6M
2.4M
1.5M
4.4M
0.0
21.2M
21.2M
6.3M
6.2M
6.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
257.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.6M
0.0
0.0
2B
2B
1.8B
1.7B
1.5B
1.5B
1.1B
979.4M
739.2M
529.3M
436.1M
305.2M
252M
246.8M
257.9M
213.7M
164.9M
124.8M
84.2M
61.6M
SHAREHOLDERS' EQUITY
27.3M
27.3M
27.3M
27.3M
27.3M
27.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
29M
29.5M
29.2M
28.7M
29.5M
29.1M
32.4M
32.2M
21.4M
16.7M
16.5M
16.4M
10.3M
10.1M
10M
9.8M
9.7M
9.7M
9.7M
9.7M
66.5M
67.8M
66M
64M
67.7M
66.1M
75.1M
74.3M
35.7M
22.2M
21.8M
21.6M
15.4M
0.0
15.3M
15.1M
15M
14.8M
14.9M
14.8M
101.6M
91.2M
106.5M
86.8M
64.2M
44.2M
29.1M
15.2M
11.7M
7.8M
3.9M
1.8M
2.4K
-1M
-1.1M
-2.6M
-3.1M
-3.2M
-2.7M
-2.7M
-5.8M
-7.7M
-7.5M
-8.5M
197K
977K
423K
-367K
-19.5K
-208K
-152K
-9.5K
-370.8K
0.0
383.5K
78.5K
-196K
-94.5K
-407.5K
-417.5K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.5M
0.0
0.0
0.0
0.0
0.0
0.0
218.6M
208M
221.5M
198.3M
188.8M
167.7M
137M
121.3M
68.8M
46.4M
42.1M
39.8M
25.3M
24.7M
24.6M
22.3M
21.4M
21.3M
21.5M
21.3M
218.6M
208M
221.5M
198.3M
188.8M
167.7M
137M
121.3M
68.8M
46.4M
42.1M
39.8M
25.3M
24.7M
24.6M
22.3M
21.4M
21.3M
21.5M
21.3M
SUMMARY
2.2B
2.2B
2B
1.9B
1.6B
1.6B
1.3B
1.1B
808M
575.7M
478.3M
345M
277.3M
0.0
282.5M
236.1M
186.3M
146.1M
105.7M
82.9M
1.9B
1.9B
1.8B
1.7B
1.5B
1.5B
1.1B
999.3M
733.2M
528M
451.8M
321.6M
258M
0.0
0.0
209.7M
170.1M
138.1M
98.7M
75.8M
69.9M
73M
87.6M
172.2M
29.3M
14.8M
54.8M
54.8M
68.5M
54.2M
49.5M
1.9M
1.5M
0.0
7.7M
23.3M
21.9M
14.3M
5.7M
5.7M
43.5M
25.5M
34.1M
123.3M
-32.5M
-61.1M
1.4M
26.9M
31M
36.9M
42.3M
-5.3M
-2.8M
-7.7M
7.7M
23.3M
10.6M
12.2M
4.4M
5.3M
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900
7,705,900

SEC Filings

MNSB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
S-3/A

S-3/A (Amended)

N/A

June 03, 2026
June 03, 2026
ย 
8-K

8-K 2026

N/A

May 26, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 22, 2026
May 22, 2026
2026
S-3

S-3

N/A

May 15, 2026
May 15, 2026
ย 
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 24, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 17, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 13, 2026
April 13, 2026
2026
Showing 1 to 10 of 188 filings