MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc.

MNSBยทNASDAQ

$22.67

+0.20%
Financial ServicesBanks - Regional

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.

At a Glance

Live Snapshot
Market Cap$161.35M
EPS1.7600
P/E Ratio12.88
Earnings Date07/28/2026
0.45%
Dividend Yield
-46%
3Y-38.0%
5Y+31.0%
10Y-
18.25%
Dividend Payout Ratio
-43%
3Y+15.0%
5Y+85.0%
10Y-
MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc. Dividend History

MNSB ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

MNSB Dividend Payment History

MNSB ยท NASDAQ

Total Payments

18

Latest Dividend

$0.1000

Annual Amount

$0.5000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 21, 2026
May 4, 2026May 11, 2026
$0.1000
$0.1000
Quarterly0.00%
Jan 27, 2026
Feb 9, 2026Feb 16, 2026
$0.1000
$0.1000
Quarterly0.00%
Oct 28, 2025
Nov 11, 2025Nov 18, 2025
$0.1000
$0.1000
Quarterly0.00%
Jul 23, 2025
Aug 6, 2025Aug 13, 2025
$0.1000
$0.1000
Quarterly0.00%
Apr 22, 2025
May 9, 2025May 20, 2025
$0.1000
$0.1000
Quarterly0.00%
Jan 28, 2025
Feb 10, 2025Feb 17, 2025
$0.1000
$0.1000
Quarterly0.00%
Oct 29, 2024
Nov 12, 2024Nov 19, 2024
$0.1000
$0.1000
Quarterly0.00%
Jul 29, 2024
Aug 9, 2024Aug 16, 2024
$0.1000
$0.1000
Quarterly0.00%
Apr 23, 2024
May 3, 2024May 10, 2024
$0.1000
$0.1000
Quarterly0.00%
Jan 23, 2024
Feb 2, 2024Feb 9, 2024
$0.1000
$0.1000
Quarterly0.00%
Oct 24, 2023
Nov 7, 2023Nov 14, 2023
$0.1000
$0.1000
Quarterly0.00%
Jul 19, 2023
Aug 4, 2023Aug 11, 2023
$0.1000
$0.1000
Quarterly0.00%
Apr 19, 2023
May 5, 2023May 12, 2023
$0.1000
$0.1000
Quarterly0.00%
Jan 18, 2023
Feb 3, 2023Feb 10, 2023
$0.1000
$0.1000
Quarterly0.00%
Oct 21, 2022
Nov 4, 2022Nov 10, 2022
$0.1000
$0.1000
Quarterly+100.00%
Jul 20, 2022
Aug 4, 2022Aug 11, 2022
$0.0500
$0.0500
Quarterly0.00%
Apr 20, 2022
May 5, 2022May 12, 2022
$0.0500
$0.0500
Quarterly0.00%
Jan 19, 2022
Feb 3, 2022Feb 10, 2022
$0.0500
$0.0500
Quarterly-
mnsb

MainStreet Bancshares, Inc. Payout Ratio Analysis

MNSB ยท NASDAQ
Dividends Paid
-5.21M
2025
Net Income
15.61M
2025
Payout Ratio
33.34%
2025

Dividend Sustainability Analysis

Payout Ratio
33.34%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
48.9%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-0.1%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.