HIFS - NASDAQ

Hingham Institution for Savings

Hingham Institution for Savings

HIFS·NASDAQ

$276.50

-3.9%
Financial ServicesBanks - Regional

Hingham Institution for Savings provides various financial products and services to individuals and businesses in the United States. It offers savings, checking, money market, demand deposit, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company also provides commercial and residential real estate, construction, home equity, commercial, and consumer loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. The company offers its services through a network of six offices in Boston and eastern Massachusetts; and commercial lenders and relationship managers in Washington. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$602.84M
EPS25.0100
P/E Ratio11.06
Earnings Date07/17/2026
236.76M
Revenue
9%
3Y+100.0%
5Y+105.0%
10Y+222.0%
54.55M
Net Income
94%
3Y+45.0%
5Y+7.0%
10Y+133.0%
35.79M
Operating Cash Flow
201%
3Y-36.0%
5Y-21.0%
10Y+42.0%
Hingham Institution for Savings

Hingham Institution for Savings Profit Bridge

HIFS · NASDAQ
Revenue236.76M
Cost of Goods Sold (133.45M)
Gross Profit103.33M
Operating Expenses (30.55M)
Operating Income72.78M
Interest Expense (132.43M)
Other Income/Expense0.00
Pretax Income72.78M
Income Tax (18.23M)
Net Income54.55M
Net Income
54.55M

Profitability Analysis

Gross Margin

43.6%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

30.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

23.0%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

25.0%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Hingham Institution for Savings Income Statement

HIFS • NASDAQ

Hingham Institution for Savings Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
Revenue
236.8M
217.4M
190.5M
118.3M
123.5M
115.3M
115.8M
92.4M
82.5M
73.5M
63.3M
64.1M
50.9M
50.5M
50.1M
48.5M
46.8M
45M
43.8M
38.8M
GROSS PROFIT
Cost of Revenue
(133.5M)
(151.9M)
(127.1M)
(37.4M)
(11.1M)
(23.4M)
(41.6M)
(29.7M)
(18.8M)
(14.5M)
(11.5M)
(10.6M)
(10.9M)
(11.7M)
(13.7M)
(16.4M)
(19.3M)
(22.8M)
(26.4M)
(21.5M)
Gross Profit
103.3M
65.5M
63.4M
80.9M
112.4M
91.9M
74.2M
62.8M
63.7M
59M
51.8M
53.5M
40.1M
38.8M
36.4M
32.1M
27.5M
22.2M
17.4M
17.3M
OPERATING INCOME
Operating Expenses
(30.5M)
(29M)
(28.2M)
(26.6M)
(19.7M)
(21.8M)
(20.6M)
(20.1M)
(19.6M)
(19.2M)
(19M)
(20.1M)
(17.5M)
(16.4M)
(16.1M)
(15M)
(14.4M)
(12.1M)
(10.6M)
(10.1M)
Selling, General & Administrative
(26.3M)
(24.3M)
(23.8M)
(22.4M)
(18.7M)
(17.7M)
(18.7M)
(18.3M)
(17.8M)
(17.3M)
(16.9M)
(17.9M)
(15.5M)
(14.4M)
(13.5M)
(13M)
(12.4M)
(10.7M)
(7.2M)
(6.1M)
Operating Income
72.8M
36.5M
35.2M
54.3M
92.7M
70.1M
53.5M
42.7M
44.1M
39.8M
32.8M
33.4M
22.6M
22.4M
20.3M
17.1M
13.1M
10.1M
6.8M
7.2M
PRE-TAX INCOME
Interest Expense
(132.4M)
(151.5M)
(126M)
(32.9M)
(8M)
(21.2M)
(40.1M)
(28.4M)
(17.3M)
(13.4M)
(10.9M)
(9.9M)
(10.5M)
(10.9M)
(12.6M)
(15.1M)
(17.6M)
(22M)
(26.1M)
(21.2M)
Net Interest Income
74.4M
44.4M
48.3M
106.1M
102.5M
85.2M
66.9M
65.8M
63.8M
58.4M
50.9M
46.3M
38.8M
37.9M
35.8M
31.7M
27.2M
21.3M
16M
15.9M
Other Expenses
(4.2M)
(4.8M)
(4.5M)
(4.2M)
(1.1M)
(4.1M)
(1.9M)
(1.7M)
(1.8M)
(1.9M)
(2.1M)
(2.2M)
(2M)
(2M)
(2.6M)
(2M)
(2M)
(1.5M)
(3.4M)
(4M)
Total Other Income Expenses Net
0.0
0.0
44K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Income Before Tax
72.8M
36.5M
35.2M
54.3M
92.7M
70.1M
53.5M
42.7M
44.1M
39.8M
32.8M
33.4M
22.6M
22.4M
20.3M
17.1M
13.1M
10.1M
6.8M
7.2M
NET INCOME
Income Tax Expense
(18.2M)
(8.3M)
(8.9M)
(16.8M)
(25.2M)
(19.4M)
(14.6M)
(12.3M)
(18.4M)
(16.3M)
(13.4M)
(11.1M)
(9.2M)
(9.1M)
(8.3M)
(6.8M)
(5.1M)
(3.8M)
(2.3M)
(2.5M)
Net Income
54.6M
28.2M
26.4M
37.5M
67.5M
50.8M
38.9M
30.4M
25.8M
23.4M
19.3M
22.3M
13.4M
13.3M
12.1M
10.2M
8M
6.3M
4.5M
4.6M

SEC Filings

HIFS - Filing history and reports

No SEC filings available for HIFS

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